PT Bank Raya Indonesia Tbk (ISX:AGRO) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:AGRO PT Bank Raya Indonesia Tbk ISX:AGRO
56 GF Score
Price Rp148.00
GF Value Rp212.38
Valuation Possible Value Trap
! 2 Warning Signs
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What is PT Bank Raya Indonesia Tbk ROC %?

PT Bank Raya Indonesia Tbk ISX:AGRO 56 ROC % is % as of Jun. 2026. GuruFocus rates ISX:AGRO with a GF Score™ of 56/100 and a GF Value™ of Rp212.38 (Possible Value Trap). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

ISX:AGRO
56GF Score
PT Bank Raya Indonesia Tbk ISX:AGRO
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Raya Indonesia Tbk and its competitors.
Is PT Bank Raya Indonesia Tbk's ROC % too high?
PT Bank Raya Indonesia Tbk's current ROC % is %. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's ROC % compare to competitors?
PT Bank Raya Indonesia Tbk's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.76, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Raya Indonesia Tbk and its competitors. For the Banks industry, the median ROC % is 1.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Raya Indonesia Tbk's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Possible Value Trap. The stock's GF Value™ is Rp212.38, compared to a current price of Rp148.00 — trading 30.3% below its estimated fair value. The current ROC % is %. PT Bank Raya Indonesia Tbk's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued. The current stock price of Rp148.00 is trading 30.3% below its estimated GF Value™ of Rp212.38. GuruFocus considers PT Bank Raya Indonesia Tbk to be Possible Value Trap.

Key valuation signals for ISX:AGRO:

  • ROC %: %
  • GF Value™: Rp212.38 vs. price of Rp148.00 (30.3% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Raya Indonesia Tbk Business Description

Address Jalan Gatot Subroto No. 177A, Kel No. RT 009/01, Menteng Dalam, Tebet, Jakarta, IDN, 12870
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
56GF Score

Get the complete analysis for ISX:AGRO

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp148.00
Price
Rp212.38
GF Value