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During the past 13 years, PT Bank Raya Indonesia Tbk's highest 3-Year average EPS without NRI Growth Rate was 136.80% per year. The lowest was -43.90% per year. And the median was -4.10% per year.
PT Bank Raya Indonesia Tbk (ISX:AGRO) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
PT Bank Raya Indonesia Tbk Earnings per Share (Diluted) Related Terms
PT Bank Raya Indonesia Tbk Earnings per Share (Diluted) Historical Data
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The historical data trend for PT Bank Raya Indonesia Tbk's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk Earnings per Share (Diluted) Chart
PT Bank Raya Indonesia Tbk Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, PT Bank Raya Indonesia Tbk's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Raya Indonesia Tbk PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Raya Indonesia Tbk's PE Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Raya Indonesia Tbk's PE Ratio falls into.
PT Bank Raya Indonesia Tbk Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
PT Bank Raya Indonesia Tbk's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-21.06
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of Rp-21.06 mean?
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a Earnings per Share (Diluted) of Rp-21.06 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on PT Bank Raya Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Raya Indonesia Tbk ranks #999999 out of 1401 companies in the Banks industry.
Is PT Bank Raya Indonesia Tbk's Earnings per Share (Diluted) too high?
PT Bank Raya Indonesia Tbk's current Earnings per Share (Diluted) is Rp-21.06. Based on the distribution chart, PT Bank Raya Indonesia Tbk ranks #999999 out of 1401 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, PT Bank Raya Indonesia Tbk ranks #999999 out of 1401 companies for Earnings per Share (Diluted). This places PT Bank Raya Indonesia Tbk in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on PT Bank Raya Indonesia Tbk and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Raya Indonesia Tbk's current Earnings per Share (Diluted) is Rp-21.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Possible Value Trap. The stock's GF Value™ is Rp282.74, compared to a current price of Rp145.00 — trading 48.7% below its estimated fair value. The current Earnings per Share (Diluted) is Rp-21.06. PT Bank Raya Indonesia Tbk's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current Earnings per Share (Diluted) is Rp-21.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp145.00 is trading 48.7% below its estimated GF Value™ of Rp282.74.
GuruFocus considers PT Bank Raya Indonesia Tbk to be Possible Value Trap.
Key valuation signals for ISX:AGRO:
Earnings per Share (Diluted): Rp-21.06
GF Value™: Rp282.74 vs. price of Rp145.00 (48.7% below fair value)
No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
55GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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