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The historical rank and industry rank for PT Bank Raya Indonesia Tbk's EV-to-OCF or its related term are showing as below:
ISX:AGRO'
s EV-to-OCF Range Over the Past 10 Years
Min: -71.64 Med: 1.34 Max: 85.43
Current: -2.55
During the past 13 years, the highest EV-to-OCF of PT Bank Raya Indonesia Tbk was 85.43. The lowest was -71.64. And the median was 1.34.
ISX:AGRO's EV-to-OCF is ranked better than 79.73% of 1490
companies
in the Banks industry
Industry Median: 4.07
vs ISX:AGRO: -2.55
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Raya Indonesia Tbk (ISX:AGRO) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Raya Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Raya Indonesia Tbk's share price for today is Rp155.00.
PT Bank Raya Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-21.053.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Raya Indonesia Tbk EV-to-OCF Related Terms
PT Bank Raya Indonesia Tbk EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Raya Indonesia Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Raya Indonesia Tbk EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Raya Indonesia Tbk's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where PT Bank Raya Indonesia Tbk's EV-to-OCF falls into.
PT Bank Raya Indonesia Tbk's current Enterprise Value is Rp2,649,702 Mil.
PT Bank Raya Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-1,018,153 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a EV-to-OCF of -2.60 as of Sep. 07, 2026. According to the industry distribution chart, PT Bank Raya Indonesia Tbk ranks #302 out of 1490 companies in the Banks industry, placing it in the top 20.3%.
Is PT Bank Raya Indonesia Tbk's EV-to-OCF too high?
PT Bank Raya Indonesia Tbk's current EV-to-OCF is -2.60. Based on the distribution chart, PT Bank Raya Indonesia Tbk ranks #302 out of 1490 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Raya Indonesia Tbk ranks #302 out of 1490 companies for EV-to-OCF. This places PT Bank Raya Indonesia Tbk in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.07, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Raya Indonesia Tbk's current EV-to-OCF is -2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp210.53, compared to a current price of Rp155.00 — trading 26.4% below its estimated fair value. The current EV-to-OCF is -2.60. PT Bank Raya Indonesia Tbk's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current EV-to-OCF is -2.60 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp155.00 is trading 26.4% below its estimated GF Value™ of Rp210.53.
GuruFocus considers PT Bank Raya Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AGRO:
EV-to-OCF: -2.60
GF Value™: Rp210.53 vs. price of Rp155.00 (26.4% below fair value)
No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
55GF Score
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