PT Bank Raya Indonesia TbkISX:AGRO -3.42%56 FCF Yield % is 15.71 as of Jun. 30, 2026, which is 830% above its 10-year median of 1.69. GuruFocus rates ISX:AGRO with a GF Score™ of 56/100 and a GF Value™ of Rp210.72 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, PT Bank Raya Indonesia Tbk ranks better than 72.2% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
PT Bank Raya Indonesia Tbk FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PT Bank Raya Indonesia Tbk FCF Yield % Related Terms
PT Bank Raya Indonesia Tbk FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Raya Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Raya Indonesia Tbk FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Raya Indonesia Tbk's FCF Yield % distribution charts can be found below:
* The bar in red indicates where PT Bank Raya Indonesia Tbk's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a FCF Yield % of 15.71 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Raya Indonesia Tbk and its competitors. This is 830% above median its historical median of 1.69. According to the industry distribution chart, PT Bank Raya Indonesia Tbk ranks #419 out of 1507 companies in the Banks industry, placing it in the top 27.8%.
Is PT Bank Raya Indonesia Tbk's FCF Yield % too high?
PT Bank Raya Indonesia Tbk's current FCF Yield % of 15.71 is 830% above median its 10-year median of 1.69. The Banks industry median FCF Yield % is 8.14. PT Bank Raya Indonesia Tbk's value of 15.71 is 93% above this industry median. Based on the distribution chart, PT Bank Raya Indonesia Tbk ranks #419 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Raya Indonesia Tbk ranks #419 out of 1507 companies for FCF Yield %. This puts PT Bank Raya Indonesia Tbk in the upper half of its industry. The industry median FCF Yield % is 8.14. PT Bank Raya Indonesia Tbk's value of 15.71 is 93% above this benchmark. While the company's 10-year median is 1.69 vs. the industry median of 8.14, PT Bank Raya Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Raya Indonesia Tbk's current FCF Yield % of 15.71 is 93% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Raya Indonesia Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Raya Indonesia Tbk's current FCF Yield % is 15.71, which is 830% above median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp210.72, compared to a current price of Rp141.00 — trading 33.1% below its estimated fair value. The current FCF Yield % is 15.71, which is 830% above median its 10-year median of 1.69 and 93% above the Banks industry median of 8.14. PT Bank Raya Indonesia Tbk's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current FCF Yield % is 15.71 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp141.00 is trading 33.1% below its estimated GF Value™ of Rp210.72.
GuruFocus considers PT Bank Raya Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:AGRO:
FCF Yield %: 15.71 (830% above median its 10-year median of 1.69)
GF Value™: Rp210.72 vs. price of Rp141.00 (33.1% below fair value)
Industry Position: 93% above the Banks median (#419 of 1507)
No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
56GF Score
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