PT Bank Raya Indonesia Tbk (ISX:AGRO) Change In Receivables: Rp0 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:AGRO PT Bank Raya Indonesia Tbk ISX:AGRO
52 GF Score
Price Rp150.00
GF Value Rp211.67
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Raya Indonesia Tbk Change In Receivables?

PT Bank Raya Indonesia Tbk ISX:AGRO -1.96% 52 Change In Receivables is Rp0 Mil as of Jun. 2026. GuruFocus rates ISX:AGRO with a GF Score™ of 52/100 and a GF Value™ of Rp211.67 (Modestly Undervalued). The stock has 2 warning signs investors should review.

PT Bank Raya Indonesia Tbk's change in receivables for the quarter that ended in Jun. 2026 was Rp0 Mil. It means PT Bank Raya Indonesia Tbk's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

PT Bank Raya Indonesia Tbk's change in receivables for the fiscal year that ended in Dec. 2025 was Rp0 Mil. It means PT Bank Raya Indonesia Tbk's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

PT Bank Raya Indonesia Tbk's Accounts Receivable for the quarter that ended in Jun. 2026 was Rp0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. PT Bank Raya Indonesia Tbk's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. PT Bank Raya Indonesia Tbk's liquidation value for the three months ended in Jun. 2026 was Rp-8,803,483 Mil.


PT Bank Raya Indonesia Tbk  (ISX:AGRO) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

PT Bank Raya Indonesia Tbk's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/229442.927*91
=0.00

2. In Ben Graham's calculation of liquidation value, PT Bank Raya Indonesia Tbk's accounts receivable are only considered to be worth 75% of book value:

PT Bank Raya Indonesia Tbk's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=1206894.168-10010377.036+0.75 * 0+0.5 * 0
=-8,803,483

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank Raya Indonesia Tbk Change In Receivables Related Terms


PT Bank Raya Indonesia Tbk Change In Receivables Historical Data

* Premium members only.

The historical data trend for PT Bank Raya Indonesia Tbk's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Raya Indonesia Tbk Change In Receivables Chart

PT Bank Raya Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PT Bank Raya Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ISX:AGRO
52GF Score
PT Bank Raya Indonesia Tbk ISX:AGRO
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Raya Indonesia Tbk Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of Rp0 Mil mean?
PT Bank Raya Indonesia Tbk (ISX:AGRO) has a Change In Receivables of Rp0 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PT Bank Raya Indonesia Tbk and its competitors.
Is PT Bank Raya Indonesia Tbk's Change In Receivables too high?
PT Bank Raya Indonesia Tbk's current Change In Receivables is Rp0 Mil. Overall, PT Bank Raya Indonesia Tbk has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Raya Indonesia Tbk's Change In Receivables compare to competitors?
PT Bank Raya Indonesia Tbk's Change In Receivables of Rp0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for PT Bank Raya Indonesia Tbk and its competitors. PT Bank Raya Indonesia Tbk's current Change In Receivables is Rp0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Raya Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk (ISX:AGRO) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp211.67, compared to a current price of Rp150.00 — trading 29.1% below its estimated fair value. The current Change In Receivables is Rp0 Mil. PT Bank Raya Indonesia Tbk's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For PT Bank Raya Indonesia Tbk (ISX:AGRO), the current Change In Receivables is Rp0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Raya Indonesia Tbk (ISX:AGRO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Raya Indonesia Tbk stock appears to be undervalued. The current stock price of Rp150.00 is trading 29.1% below its estimated GF Value™ of Rp211.67. GuruFocus considers PT Bank Raya Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:AGRO:

  • Change In Receivables: Rp0 Mil
  • GF Value™: Rp211.67 vs. price of Rp150.00 (29.1% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the ISX:AGRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Raya Indonesia Tbk Business Description

Address Jalan Gatot Subroto No. 177A, Kel No. RT 009/01, Menteng Dalam, Tebet, Jakarta, IDN, 12870
PT Bank Raya Indonesia Tbk is an Indonesian banking corporation. The company provides services of savings deposits, demand deposits, time deposits, cash management, lending services, and other credit facilities. Its operating segments are Consumer, Retail, Middle, and Others. The bank generates its revenues in the form of interest income.
52GF Score

Get the complete analysis for ISX:AGRO

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp150.00
Price
Rp211.67
GF Value