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Keweenaw Financial's book value per share for the quarter that ended in Dec. 2025 was $88.38.
During the past 12 months, Keweenaw Financial's average Book Value Per Share Growth Rate was 21.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Keweenaw Financial was 14.80% per year. The lowest was -4.50% per year. And the median was 5.15% per year.
Keweenaw Financial's current price is $48.00. Its book value per share for the quarter that ended in Dec. 2025 was $88.38. Hence, today's PB Ratio of Keweenaw Financial is 0.54.
During the past 5 years, the highest P/B Ratio of Keweenaw Financial was 2.91. The lowest was 0.54. And the median was 1.17.
Good Sign:
Keweenaw Financial Corp stock PB Ratio (=0.54) is close to 5-year low of 0.54.
Keweenaw Financial (OTCPK:KEFI) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Keweenaw Financial Book Value per Share Related Terms
Keweenaw Financial Book Value per Share Historical Data
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The historical data trend for Keweenaw Financial's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Keweenaw Financial Book Value per Share Chart
Keweenaw Financial Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Book Value per Share
83.24
58.40
68.49
72.49
88.38
Keweenaw Financial Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
Book Value per Share
83.24
58.40
68.49
72.49
88.38
KEFI vs OSBK, FFWC, NEFB: Book Value per Share Comparison
For the Banks - Regional subindustry, Keweenaw Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Keweenaw Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Keweenaw Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Keweenaw Financial's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Keweenaw Financial (KEFI) has a Book Value per Share of $88.38 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Keweenaw Financial and its competitors.
Is Keweenaw Financial's Book Value per Share too high?
Keweenaw Financial's current Book Value per Share is $88.38. Overall, Keweenaw Financial has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Keweenaw Financial's Book Value per Share compare to OSBK and FFWC?
Keweenaw Financial's Book Value per Share of $88.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Keweenaw Financial and its competitors. Keweenaw Financial's current Book Value per Share is $88.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keweenaw Financial stock overvalued right now?
Based on GuruFocus' analysis, Keweenaw Financial (KEFI) is currently considered Significantly Undervalued. The stock's GF Value™ is $95.45, compared to a current price of $48.00 — trading 49.7% below its estimated fair value. The current Book Value per Share is $88.38. Keweenaw Financial's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Keweenaw Financial (KEFI), the current Book Value per Share is $88.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Keweenaw Financial (KEFI) Overvalued in 2026?
Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued.
The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45.
GuruFocus considers Keweenaw Financial to be Significantly Undervalued.
Key valuation signals for KEFI:
Book Value per Share: $88.38
GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score
Get the complete analysis for KEFI
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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