KEFI (Keweenaw Financial) Dividend Yield %: 4.17% (As of Aug. 28, 2026) — 140% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KEFI Keweenaw Financial Corp KEFI
40 GF Score
Price $48.00
GF Value $95.45
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Keweenaw Financial Dividend Yield %?

Keweenaw Financial KEFI 40 Dividend Yield % is 4.17% as of Aug. 28, 2026, which is 140% above its 10-year median of 1.74. GuruFocus rates KEFI with a GF Score™ of 40/100 and a GF Value™ of $95.45 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,246 Banks companies, Keweenaw Financial ranks better than 69.1% on this metric.

As of today (2026-08-28), the Trailing Annual Dividend Yield of Keweenaw Financial is 4.17%.

Good Sign:

Keweenaw Financial Corp stock Dividend Yield % is close to 5-year high.

The historical rank and industry rank for Keweenaw Financial's Dividend Yield % or its related term are showing as below:

KEFI' s Dividend Yield % Range Over the Past 10 Years
Min: 0.84   Med: 1.74   Max: 4.17
Current: 4.17

During the past 5 years, the highest Dividend Yield of Keweenaw Financial was 4.17%. The lowest was 0.84%. And the median was 1.74%.

KEFI's Dividend Yield % is ranked better than
69.1% of 1246 companies
in the Banks industry
Industry Median: 3.02 vs KEFI: 4.17

Keweenaw Financial's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.23.

During the past 5 years, the highest Dividend Payout Ratio of Keweenaw Financial was 0.29. The lowest was 0.12. And the median was 0.23.

As of today (2026-08-28), the Forward Dividend Yield % of Keweenaw Financial is 4.33%.

Keweenaw Financial's Dividends per Share for the six months ended in Dec. 2025 was $1.88.

During the past 12 months, Keweenaw Financial's average Dividends Per Share Growth Rate was 9.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 9.80% per year.

During the past 5 years, the highest 3-Year average Dividends Per Share Growth Rate of Keweenaw Financial was 9.80% per year. The lowest was 8.70% per year. And the median was 9.25% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Keweenaw Financial  (OTCPK:KEFI) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Keweenaw Financial Dividend Yield % Related Terms


Keweenaw Financial Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Keweenaw Financial's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Keweenaw Financial Dividend Yield % Chart

Keweenaw Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
0.98 1.67 1.86 0.00 3.42

Keweenaw Financial Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % 0.98 1.67 1.86 0.00 3.42

KEFI vs OSBK, FFWC, NEFB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Keweenaw Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Keweenaw Financial Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Keweenaw Financial's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Keweenaw Financial's Dividend Yield % falls into.


KEFI
40GF Score
Keweenaw Financial Corp KEFI
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Keweenaw Financial Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Keweenaw Financial Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.5200002026-08-112026-08-112026-09-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.5000002026-05-122026-05-122026-06-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.5000002026-02-102026-02-102026-03-02Cash DividendquarterlyUSD:USD 1.000000
USD 0.4800002025-11-122025-11-122025-12-01Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Keweenaw Financial's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=2/48.00
=4.17 %

Current Share Price is $48.00.
Keweenaw Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $2.

Keweenaw Financial's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=2.08/48.00
=4.33 %

Current Share Price is $48.00.
Keweenaw Financial's Dividends per Share for the forward twelve months is calculated as $0.52 * 4 = $2.08.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 4.17% mean?
Keweenaw Financial (KEFI) has a Dividend Yield % of 4.17% as of Aug. 28, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Keweenaw Financial and its competitors. This is 140% above median its historical median of 1.74. Over the past decade, Keweenaw Financial's Dividend Yield % has ranged from 0.84 to 4.17. According to the industry distribution chart, Keweenaw Financial ranks #385 out of 1246 companies in the Banks industry, placing it in the top 30.9%.
Is Keweenaw Financial's Dividend Yield % too high?
Keweenaw Financial's current Dividend Yield % of 4.17% is 140% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 4.17. The Banks industry median Dividend Yield % is 3.02. Keweenaw Financial's value of 4.17% is 38.1% above this industry median. Based on the distribution chart, Keweenaw Financial ranks #385 out of 1246 companies in the Banks industry, which is above the industry midpoint. Overall, Keweenaw Financial has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Keweenaw Financial's Dividend Yield % compare to OSBK and FFWC?
According to the Banks industry distribution chart, Keweenaw Financial ranks #385 out of 1246 companies for Dividend Yield %. This puts Keweenaw Financial in the upper half of its industry. The industry median Dividend Yield % is 3.02. Keweenaw Financial's value of 4.17% is 38.1% above this benchmark. Historically, Keweenaw Financial's own Dividend Yield % has ranged from 0.84 to 4.17 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 3.02, Keweenaw Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Keweenaw Financial's current Dividend Yield % of 4.17% is 38.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Keweenaw Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Keweenaw Financial's current Dividend Yield % is 4.17%, which is 140% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keweenaw Financial stock overvalued right now?
Based on GuruFocus' analysis, Keweenaw Financial (KEFI) is currently considered Significantly Undervalued. The stock's GF Value™ is $95.45, compared to a current price of $48.00 — trading 49.7% below its estimated fair value. The current Dividend Yield % is 4.17%, which is 140% above median its 10-year median of 1.74 and 38.1% above the Banks industry median of 3.02. Keweenaw Financial's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Keweenaw Financial (KEFI), the current Dividend Yield % is 4.17% as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Keweenaw Financial (KEFI) Overvalued in 2026?

Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued. The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45. GuruFocus considers Keweenaw Financial to be Significantly Undervalued.

Key valuation signals for KEFI:

  • Dividend Yield %: 4.17% (140% above median its 10-year median of 1.74)
  • GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
  • GF Score™: 40/100 with 1 warning sign
  • Industry Position: 38.1% above the Banks median (#385 of 1246)

No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Keweenaw Financial Business Description

Address 235 Quincy Street, P.O. Box 450, Hancock, MI, USA, 49930
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score

Get the complete analysis for KEFI

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$95.45
GF Value