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Keweenaw FinancialKEFI 40 PS Ratio is 1.26 as of Aug. 28, 2026, which is 44% below its 10-year median of 2.27. GuruFocus rates KEFI with a GF Score™ of 40/100 and a GF Value™ of $95.45 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,511 Banks companies, Keweenaw Financial ranks better than 88.22% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Keweenaw Financial's share price is $48.00.
Keweenaw Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $37.96. Hence, Keweenaw Financial's PS Ratio for today is 1.26.
Good Sign:
Keweenaw Financial Corp stock PS Ratio (=1.26) is close to 5-year low of 1.26.
The historical rank and industry rank for Keweenaw Financial's PS Ratio or its related term are showing as below:
KEFI'
s PS Ratio Range Over the Past 10 Years
Min: 1.26 Med: 2.27 Max: 4.53
Current: 1.26
During the past 5 years, Keweenaw Financial's highest PS Ratio was 4.53. The lowest was 1.26. And the median was 2.27.
KEFI's PS Ratio is ranked better than 88.22% of 1511
companies
in the Banks industry
Industry Median: 3.07
vs KEFI: 1.26
During the past 5 years, Keweenaw Financial's highest 3-Year average Revenue per Share Growth Rate was 0.40% per year. The lowest was -10.60% per year. And the median was -5.10% per year.
Keweenaw Financial (OTCPK:KEFI) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Keweenaw Financial PS Ratio Related Terms
Keweenaw Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Keweenaw Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Keweenaw Financial PS Ratio Chart
Keweenaw Financial Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
PS Ratio
2.91
2.27
2.51
2.53
1.45
Keweenaw Financial Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
PS Ratio
0.00
2.27
2.51
2.53
1.45
KEFI vs OSBK, FFWC, NEFB: PS Ratio Comparison
For the Banks - Regional subindustry, Keweenaw Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Keweenaw Financial PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Keweenaw Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Keweenaw Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Keweenaw Financial's Share Price of today is $48.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Keweenaw Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $37.96.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Keweenaw Financial (KEFI) has a PS Ratio of 1.26 as of Aug. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Keweenaw Financial and its competitors. This is 44% below median its historical median of 2.27. Over the past decade, Keweenaw Financial's PS Ratio has ranged from 1.26 to 4.53. According to the industry distribution chart, Keweenaw Financial ranks #178 out of 1511 companies in the Banks industry, placing it in the top 11.8%.
Is Keweenaw Financial's PS Ratio too high?
Keweenaw Financial's current PS Ratio of 1.26 is 44% below median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 4.53. The Banks industry median PS Ratio is 3.07. Keweenaw Financial's value of 1.26 is 59% below this industry median. Based on the distribution chart, Keweenaw Financial ranks #178 out of 1511 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Keweenaw Financial has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Keweenaw Financial's PS Ratio compare to OSBK and FFWC?
According to the Banks industry distribution chart, Keweenaw Financial ranks #178 out of 1511 companies for PS Ratio. This places Keweenaw Financial in the top 12% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.07. Keweenaw Financial's value of 1.26 is 59% below this benchmark. Historically, Keweenaw Financial's own PS Ratio has ranged from 1.26 to 4.53 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 3.07, Keweenaw Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Keweenaw Financial's current PS Ratio of 1.26 is 59% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Keweenaw Financial and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Keweenaw Financial's current PS Ratio is 1.26, which is 44% below median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keweenaw Financial stock overvalued right now?
Based on GuruFocus' analysis, Keweenaw Financial (KEFI) is currently considered Significantly Undervalued. The stock's GF Value™ is $95.45, compared to a current price of $48.00 — trading 49.7% below its estimated fair value. The current PS Ratio is 1.26, which is 44% below median its 10-year median of 2.27 and 59% below the Banks industry median of 3.07. Keweenaw Financial's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Keweenaw Financial (KEFI), the current PS Ratio is 1.26 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Keweenaw Financial (KEFI) Overvalued in 2026?
Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued.
The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45.
GuruFocus considers Keweenaw Financial to be Significantly Undervalued.
Key valuation signals for KEFI:
PS Ratio: 1.26 (44% below median its 10-year median of 2.27)
GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
Industry Position: 59% below the Banks median (#178 of 1511)
No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score
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