KEFI (Keweenaw Financial) Interest Expense: $-16.30 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KEFI Keweenaw Financial Corp KEFI
40 GF Score
Price $48.00
GF Value $95.45
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Keweenaw Financial Interest Expense?

Keweenaw Financial KEFI 40 Interest Expense is $-16.30 Mil as of Dec. 2025. GuruFocus rates KEFI with a GF Score™ of 40/100 and a GF Value™ of $95.45 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Keweenaw Financial's interest expense for the six months ended in Dec. 2025 was $ -16.30 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-16.30 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Keweenaw Financial's Operating Income for the six months ended in Dec. 2025 was $ Mil. Keweenaw Financial's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Keweenaw Financial Interest Expense Historical Data

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The historical data trend for Keweenaw Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Keweenaw Financial Interest Expense Chart

Keweenaw Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
-4.50 -4.53 -13.92 -18.24 -16.30

Keweenaw Financial Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense -4.50 -4.53 -13.92 -18.24 -16.30
KEFI
40GF Score
Keweenaw Financial Corp KEFI
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Keweenaw Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-16.30 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-16.30 Mil mean?
Keweenaw Financial (KEFI) has a Interest Expense of $-16.30 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Keweenaw Financial and its competitors.
Is Keweenaw Financial's Interest Expense too high?
Keweenaw Financial's current Interest Expense is $-16.30 Mil. Overall, Keweenaw Financial has a GF Score™ of 40/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Keweenaw Financial's Interest Expense compare to OSBK and FFWC?
Keweenaw Financial's Interest Expense of $-16.30 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Keweenaw Financial and its competitors. Keweenaw Financial's current Interest Expense is $-16.30 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keweenaw Financial stock overvalued right now?
Based on GuruFocus' analysis, Keweenaw Financial (KEFI) is currently considered Significantly Undervalued. The stock's GF Value™ is $95.45, compared to a current price of $48.00 — trading 49.7% below its estimated fair value. The current Interest Expense is $-16.30 Mil. Keweenaw Financial's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Keweenaw Financial (KEFI), the current Interest Expense is $-16.30 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Keweenaw Financial (KEFI) Overvalued in 2026?

Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued. The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45. GuruFocus considers Keweenaw Financial to be Significantly Undervalued.

Key valuation signals for KEFI:

  • Interest Expense: $-16.30 Mil
  • GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
  • GF Score™: 40/100 with 1 warning sign

No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Keweenaw Financial Business Description

Address 235 Quincy Street, P.O. Box 450, Hancock, MI, USA, 49930
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score

Get the complete analysis for KEFI

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$95.45
GF Value