KEFI (Keweenaw Financial) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KEFI Keweenaw Financial Corp KEFI
40 GF Score
Price $48.00
GF Value $95.45
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Keweenaw Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Keweenaw Financial Quality Rank Related Terms

KEFI
40GF Score
Keweenaw Financial Corp KEFI
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Keweenaw Financial (KEFI) Overvalued in 2026?

Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued. The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45. GuruFocus considers Keweenaw Financial to be Significantly Undervalued.

Key valuation signals for KEFI:

  • Quality Rank:
  • GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
  • GF Score™: 40/100 with 1 warning sign

No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Keweenaw Financial Business Description

Address 235 Quincy Street, P.O. Box 450, Hancock, MI, USA, 49930
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score

Get the complete analysis for KEFI

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$95.45
GF Value