KEFI (Keweenaw Financial) Net Loan: $650.81 Mil (As of Dec. 2025)

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KEFI Keweenaw Financial Corp KEFI
40 GF Score
Price $48.00
GF Value $95.45
! 1 Warning Sign
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What is Keweenaw Financial Net Loan?

Keweenaw Financial KEFI 40 Net Loan is $650.81 Mil as of Dec. 2025. GuruFocus rates KEFI with a GF Score™ of 40/100 and a GF Value™ of $95.45. The stock has 1 warning sign investors should review.

Keweenaw Financial's quarterly net loan declined from Dec. 2023 ($661.32 Mil) to Dec. 2024 ($656.00 Mil) and declined from Dec. 2024 ($656.00 Mil) to Dec. 2025 ($650.81 Mil).

Keweenaw Financial's annual net loan declined from Dec. 2023 ($661.32 Mil) to Dec. 2024 ($656.00 Mil) and declined from Dec. 2024 ($656.00 Mil) to Dec. 2025 ($650.81 Mil).

Keweenaw Financial Net Loan Historical Data

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The historical data trend for Keweenaw Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Keweenaw Financial Net Loan Chart

Keweenaw Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
601.80 684.21 661.32 656.00 650.81

Keweenaw Financial Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan 601.80 684.21 661.32 656.00 650.81
KEFI
40GF Score
Keweenaw Financial Corp KEFI
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Keweenaw Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $650.81 Mil mean?
Keweenaw Financial (KEFI) has a Net Loan of $650.81 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Keweenaw Financial and its competitors.
Is Keweenaw Financial's Net Loan too high?
Keweenaw Financial's current Net Loan is $650.81 Mil. Overall, Keweenaw Financial has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Keweenaw Financial's Net Loan compare to INFT and OSBK?
Keweenaw Financial's Net Loan of $650.81 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Keweenaw Financial and its competitors. Keweenaw Financial's current Net Loan is $650.81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keweenaw Financial stock overvalued right now?
Keweenaw Financial (KEFI) has a current Net Loan of $650.81 Mil. The stock's GF Value™ is $95.45, compared to a current price of $48.00 — trading 49.7% below its estimated fair value. The current Net Loan is $650.81 Mil. Keweenaw Financial's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Keweenaw Financial (KEFI), the current Net Loan is $650.81 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Keweenaw Financial (KEFI) Overvalued in 2026?

Based on GuruFocus' analysis, Keweenaw Financial stock appears to be undervalued. The current stock price of $48.00 is trading 49.7% below its estimated GF Value™ of $95.45.

Key valuation signals for KEFI:

  • Net Loan: $650.81 Mil
  • GF Value™: $95.45 vs. price of $48.00 (49.7% below fair value)
  • GF Score™: 40/100 with 1 warning sign

No single metric tells the full story. See the KEFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Keweenaw Financial Business Description

Address 235 Quincy Street, P.O. Box 450, Hancock, MI, USA, 49930
Keweenaw Financial Corp provides a range of financial and trust services to individual and corporate customers. The Bank offers traditional banking products and services, including ATMs, online and telephone banking, and automated bill payment, along with commercial, real estate, and consumer lending. Its offerings also include various loan products, deposit accounts, online and mobile banking, investment management, retirement planning, credit and debit cards, safe deposit boxes, and other related financial services.
40GF Score

Get the complete analysis for KEFI

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$95.45
GF Value