Dunav osiguranje AD (XBLB:KDVO-R-A) OCF Yield %: -0.33 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBLB:KDVO-R-A Dunav osiguranje AD XBLB:KDVO-R-A
19 GF Score
Price BAM34.00
GF Value BAM45.98
! 2 Warning Signs
View Full Analysis

What is Dunav osiguranje AD OCF Yield %?

Dunav osiguranje AD XBLB:KDVO-R-A 19 OCF Yield % is -0.33 as of Jul. 15, 2026. GuruFocus rates XBLB:KDVO-R-A with a GF Score™ of 19/100 and a GF Value™ of BAM45.98. The stock has 2 warning signs investors should review.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Dunav osiguranje AD's Trailing 12-Month Cash Flow from Operations is BAM-0.02 Mil, and Market Cap is BAM5.22 Mil. Therefore, Dunav osiguranje AD's OCF Yield % for today is -0.33%.

The historical rank and industry rank for Dunav osiguranje AD's OCF Yield % or its related term are showing as below:

XBLB:KDVO-R-A' s OCF Yield % Range Over the Past 10 Years
Min: -0.35   Med: 0.08   Max: 0.27
Current: -0.33


During the past 13 years, the highest OCF Yield % of Dunav osiguranje AD was 0.27%. The lowest was -0.35%. And the median was 0.08%.

XBLB:KDVO-R-A's OCF Yield % is not ranked
in the Insurance industry.
Industry Median: 8.08 vs XBLB:KDVO-R-A: -0.33

Dunav osiguranje AD's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Dunav osiguranje AD OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Dunav osiguranje AD OCF Yield % Related Terms


Dunav osiguranje AD OCF Yield % Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje AD's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje AD OCF Yield % Chart

Dunav osiguranje AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.05 0.25 0.08 -0.35

Dunav osiguranje AD Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 -0.52 0.69 -0.23 -0.42

XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: OCF Yield % Comparison

For the Insurance - Diversified subindustry, Dunav osiguranje AD's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje AD OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje AD's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje AD's OCF Yield % falls into.


XBLB:KDVO-R-A
19GF Score
Dunav osiguranje AD XBLB:KDVO-R-A
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje AD OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Dunav osiguranje AD's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-0.018 / 5.202
=-0.35%

Dunav osiguranje AD's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-0.011 * 2 / 5.202
=-0.42%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -0.33 mean?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a OCF Yield % of -0.33 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Dunav osiguranje AD and its competitors.
Is Dunav osiguranje AD's OCF Yield % too high?
Dunav osiguranje AD's current OCF Yield % is -0.33. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's OCF Yield % compare to BRK.A and AIG?
Dunav osiguranje AD's OCF Yield % of -0.33 can be compared against companies in the Insurance industry. The industry median OCF Yield % is 8.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Dunav osiguranje AD and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current OCF Yield % is -0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current OCF Yield % of -0.33. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current OCF Yield % is -0.33. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current OCF Yield % is -0.33 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued. The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.

Key valuation signals for XBLB:KDVO-R-A:

  • OCF Yield %: -0.33
  • GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
  • GF Score™: 19/100 with 2 warning signs

No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje AD Business Description

Address Veselina Maslese 28, Banja Luka, Republika Srpska, BIH, 78000
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score

Get the complete analysis for XBLB:KDVO-R-A

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM34.00
Price
BAM45.98
GF Value