Dunav osiguranje AD (XBLB:KDVO-R-A) EV-to-OCF: -1,723.00 (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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XBLB:KDVO-R-A Dunav osiguranje AD XBLB:KDVO-R-A
19 GF Score
Price BAM34.00
GF Value BAM45.98
! 2 Warning Signs
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What is Dunav osiguranje AD EV-to-OCF?

Dunav osiguranje AD XBLB:KDVO-R-A 19 EV-to-OCF is -1,723.00 as of Aug. 29, 2026. GuruFocus rates XBLB:KDVO-R-A with a GF Score™ of 19/100 and a GF Value™ of BAM45.98. The stock has 2 warning signs investors should review.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Dunav osiguranje AD's Enterprise Value is BAM5.17 Mil. Dunav osiguranje AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BAM-0.00 Mil. Therefore, Dunav osiguranje AD's EV-to-OCF for today is -1,723.00.

The historical rank and industry rank for Dunav osiguranje AD's EV-to-OCF or its related term are showing as below:

XBLB:KDVO-R-A' s EV-to-OCF Range Over the Past 10 Years
Min: -1881.1   Med: 434.18   Max: 1878.77
Current: -1723

During the past 13 years, the highest EV-to-OCF of Dunav osiguranje AD was 1878.77. The lowest was -1881.10. And the median was 434.18.

XBLB:KDVO-R-A's EV-to-OCF is not ranked
in the Insurance industry.
Industry Median: 6.705 vs XBLB:KDVO-R-A: -1723.00

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-29), Dunav osiguranje AD's stock price is BAM34.00. Dunav osiguranje AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was BAM-0.161. Therefore, Dunav osiguranje AD's PE Ratio (TTM) for today is At Loss.


Dunav osiguranje AD  (XBLB:KDVO-R-A) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Dunav osiguranje AD's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=34.00/-0.161
=At Loss

Dunav osiguranje AD's share price for today is BAM34.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was BAM-0.161.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Dunav osiguranje AD EV-to-OCF Related Terms


Dunav osiguranje AD EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje AD's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje AD EV-to-OCF Chart

Dunav osiguranje AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 434.25 1,879.10 402.74 1,290.25 -287.33

Dunav osiguranje AD Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1,290.25 0.00 -287.33 0.00

XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, Dunav osiguranje AD's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav osiguranje AD EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje AD's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje AD's EV-to-OCF falls into.


XBLB:KDVO-R-A
19GF Score
Dunav osiguranje AD XBLB:KDVO-R-A
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje AD EV-to-OCF Calculation

Dunav osiguranje AD's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5.169/-0.003
=-1,723.00

Dunav osiguranje AD's current Enterprise Value is BAM5.17 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was BAM-0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -1,723.00 mean?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a EV-to-OCF of -1,723.00 as of Aug. 29, 2026.
Is Dunav osiguranje AD's EV-to-OCF too high?
Dunav osiguranje AD's current EV-to-OCF is -1,723.00. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's EV-to-OCF compare to BRK.A and AIG?
Dunav osiguranje AD's EV-to-OCF of -1,723.00 can be compared against companies in the Insurance industry. The industry median EV-to-OCF is 6.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current EV-to-OCF is -1,723.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current EV-to-OCF of -1,723.00. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current EV-to-OCF is -1,723.00. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current EV-to-OCF is -1,723.00 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued. The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.

Key valuation signals for XBLB:KDVO-R-A:

  • EV-to-OCF: -1,723.00
  • GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
  • GF Score™: 19/100 with 2 warning signs

No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav osiguranje AD Business Description

Address Veselina Maslese 28, Banja Luka, Republika Srpska, BIH, 78000
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score

Get the complete analysis for XBLB:KDVO-R-A

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM34.00
Price
BAM45.98
GF Value