First Atlantic Bank (XGHA:FAB) Book Value per Share: GHS5.84 (As of Dec. 2025)

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XGHA:FAB First Atlantic Bank PLC XGHA:FAB
24 GF Score
Price GHS8.40
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What is First Atlantic Bank Book Value per Share?

First Atlantic Bank XGHA:FAB 24 Book Value per Share is GHS5.84 as of Dec. 2025. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100.

First Atlantic Bank's book value per share for the quarter that ended in Dec. 2025 was GHS5.84.

During the past 12 months, First Atlantic Bank's average Book Value Per Share Growth Rate was 38.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

First Atlantic Bank's current price is GHS8.40. Its book value per share for the quarter that ended in Dec. 2025 was GHS5.84. Hence, today's PB Ratio of First Atlantic Bank is 1.44.

During the past 2 years, the highest P/B Ratio of First Atlantic Bank was 1.44. The lowest was 0.00. And the median was 0.00.


First Atlantic Bank  (XGHA:FAB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


First Atlantic Bank Book Value per Share Related Terms


First Atlantic Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for First Atlantic Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank Book Value per Share Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
Book Value per Share
4.22 5.84

First Atlantic Bank Semi-Annual Data
Dec24 Dec25
Book Value per Share 4.22 5.84

XGHA:FAB vs PNC: Book Value per Share Comparison

For the Banks - Regional subindustry, First Atlantic Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Atlantic Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Atlantic Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where First Atlantic Bank's PB Ratio falls into.


XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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First Atlantic Bank Book Value per Share Calculation

First Atlantic Bank's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,207-0)/378
=5.83

First Atlantic Bank's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,207-0)/378
=5.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of GHS5.84 mean?
First Atlantic Bank (XGHA:FAB) has a Book Value per Share of GHS5.84 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on First Atlantic Bank and its competitors.
Is First Atlantic Bank's Book Value per Share too high?
First Atlantic Bank's current Book Value per Share is GHS5.84. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Book Value per Share compare to PNC?
First Atlantic Bank's Book Value per Share of GHS5.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on First Atlantic Bank and its competitors. First Atlantic Bank's current Book Value per Share is GHS5.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Book Value per Share of GHS5.84. The current Book Value per Share is GHS5.84. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Book Value per Share is GHS5.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS8.40
Price