First Atlantic Bank (XGHA:FAB) Net Debt Paydown Yield % : 0.00% (As of Aug. 10, 2026)

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XGHA:FAB First Atlantic Bank PLC XGHA:FAB
24 GF Score
Price GHS8.40
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What is First Atlantic Bank Net Debt Paydown Yield %?

First Atlantic Bank XGHA:FAB 24 Net Debt Paydown Yield % is 0.00% as of Aug. 10, 2026. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100. Among 1,415 Banks companies, First Atlantic Bank ranks worse than 70671.31% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, First Atlantic Bank's Net Debt Paydown Yield % was 0.00%.


First Atlantic Bank  (XGHA:FAB) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


First Atlantic Bank Net Debt Paydown Yield % Related Terms


First Atlantic Bank Net Debt Paydown Yield % Historical Data

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The historical data trend for First Atlantic Bank's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank Net Debt Paydown Yield % Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
Net Debt Paydown Yield %
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First Atlantic Bank Semi-Annual Data
Dec24 Dec25
Net Debt Paydown Yield % 0.00 0.00

XGHA:FAB vs PNC: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, First Atlantic Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Atlantic Bank Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Atlantic Bank's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where First Atlantic Bank's Net Debt Paydown Yield % falls into.


XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Atlantic Bank Net Debt Paydown Yield % Calculation

First Atlantic Bank's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 24.28-38.84 )/2916.16101
=-0.5 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.00% mean?
First Atlantic Bank (XGHA:FAB) has a Net Debt Paydown Yield % of 0.00% as of Aug. 10, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on First Atlantic Bank and its competitors. According to the industry distribution chart, First Atlantic Bank ranks #999999 out of 1415 companies in the Banks industry.
Is First Atlantic Bank's Net Debt Paydown Yield % too high?
First Atlantic Bank's current Net Debt Paydown Yield % is 0.00%. Based on the distribution chart, First Atlantic Bank ranks #999999 out of 1415 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Net Debt Paydown Yield % compare to PNC?
According to the Banks industry distribution chart, First Atlantic Bank ranks #999999 out of 1415 companies for Net Debt Paydown Yield %. This places First Atlantic Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on First Atlantic Bank and its competitors. First Atlantic Bank's current Net Debt Paydown Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Net Debt Paydown Yield % of 0.00%. The current Net Debt Paydown Yield % is 0.00%. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Net Debt Paydown Yield % is 0.00% as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
24GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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