First Atlantic Bank (XGHA:FAB) Net Loan: GHS1,947 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:FAB First Atlantic Bank PLC XGHA:FAB
24 GF Score
Price GHS8.40
View Full Analysis

What is First Atlantic Bank Net Loan?

First Atlantic Bank XGHA:FAB 24 Net Loan is GHS1,947 Mil as of Dec. 2025. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100.

First Atlantic Bank's quarterly net loan increased from . 20 (GHS0 Mil) to Dec. 2024 (GHS1,927 Mil) and increased from Dec. 2024 (GHS1,927 Mil) to Dec. 2025 (GHS1,947 Mil).

First Atlantic Bank's annual net loan increased from . 20 (GHS0 Mil) to Dec. 2024 (GHS1,927 Mil) and increased from Dec. 2024 (GHS1,927 Mil) to Dec. 2025 (GHS1,947 Mil).

First Atlantic Bank Net Loan Historical Data

* Premium members only.

The historical data trend for First Atlantic Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank Net Loan Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
Net Loan
1,927.37 1,947.03

First Atlantic Bank Semi-Annual Data
Dec24 Dec25
Net Loan 1,927.37 1,947.03
XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Atlantic Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of GHS1,947 Mil mean?
First Atlantic Bank (XGHA:FAB) has a Net Loan of GHS1,947 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on First Atlantic Bank and its competitors.
Is First Atlantic Bank's Net Loan too high?
First Atlantic Bank's current Net Loan is GHS1,947 Mil. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Net Loan compare to PNC?
First Atlantic Bank's Net Loan of GHS1,947 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Atlantic Bank and its competitors. First Atlantic Bank's current Net Loan is GHS1,947 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Net Loan of GHS1,947 Mil. The current Net Loan is GHS1,947 Mil. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Net Loan is GHS1,947 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
24GF Score

Get the complete analysis for XGHA:FAB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS8.40
Price