First Atlantic BankXGHA:FAB 24 Pretax Margin % is 54.41% as of Dec. 2025, which is 4% above its 10-year median of 52.48. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100. Among 1,526 Banks companies, First Atlantic Bank ranks better than 87.55% on this metric.
The historical rank and industry rank for First Atlantic Bank's Pretax Margin % or its related term are showing as below:
XGHA:FAB'
s Pretax Margin % Range Over the Past 10 Years
Min: 50.54 Med: 52.48 Max: 54.41
Current: 54.41
XGHA:FAB's Pretax Margin % is ranked better than 87.55% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs XGHA:FAB: 54.41
First Atlantic Bank (XGHA:FAB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
First Atlantic Bank Pretax Margin % Related Terms
First Atlantic Bank Pretax Margin % Historical Data
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The historical data trend for First Atlantic Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Atlantic Bank Pretax Margin % Chart
First Atlantic Bank Annual Data
Trend
Dec24
Dec25
Pretax Margin %
50.54
54.41
First Atlantic Bank Semi-Annual Data
Dec24
Dec25
Pretax Margin %
50.54
54.41
XGHA:FAB vs PNC: Pretax Margin % Comparison
For the Banks - Regional subindustry, First Atlantic Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Atlantic Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Atlantic Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where First Atlantic Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Atlantic Bank (XGHA:FAB) has a Pretax Margin % of 54.41% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First Atlantic Bank and its competitors. This is near median its historical median of 52.48. Over the past decade, First Atlantic Bank's Pretax Margin % has ranged from 50.54 to 54.41. According to the industry distribution chart, First Atlantic Bank ranks #190 out of 1526 companies in the Banks industry, placing it in the top 12.5%.
Is First Atlantic Bank's Pretax Margin % too high?
First Atlantic Bank's current Pretax Margin % of 54.41% is near median its 10-year median of 52.48. Over the past 10 years, this metric has ranged from a low of 50.54 to a high of 54.41. The Banks industry median Pretax Margin % is 34.89. First Atlantic Bank's value of 54.41% is 56% above this industry median. Based on the distribution chart, First Atlantic Bank ranks #190 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, First Atlantic Bank ranks #190 out of 1526 companies for Pretax Margin %. This places First Atlantic Bank in the top 13% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.89. First Atlantic Bank's value of 54.41% is 56% above this benchmark. Historically, First Atlantic Bank's own Pretax Margin % has ranged from 50.54 to 54.41 over the past decade. While the company's 10-year median is 52.48 vs. the industry median of 34.89, First Atlantic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Atlantic Bank's current Pretax Margin % of 54.41% is 56% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First Atlantic Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Atlantic Bank's current Pretax Margin % is 54.41%, which is near median its own 10-year median of 52.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Pretax Margin % of 54.41%. The current Pretax Margin % is 54.41%, which is near median its 10-year median of 52.48 and 56% above the Banks industry median of 34.89. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Pretax Margin % is 54.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
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