First Atlantic Bank (XGHA:FAB) 10-Year RORE % : 0.00% (As of Dec. 2025)

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XGHA:FAB First Atlantic Bank PLC XGHA:FAB
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What is First Atlantic Bank 10-Year RORE %?

First Atlantic Bank XGHA:FAB 24 10-Year RORE % is 0.00 as of Dec. 2025. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100. Among 1,093 Banks companies, First Atlantic Bank ranks worse than 91491.22% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. First Atlantic Bank does not have enough data to calculate 10-Year RORE %.


First Atlantic Bank  (XGHA:FAB) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


First Atlantic Bank 10-Year RORE % Related Terms


First Atlantic Bank 10-Year RORE % Historical Data

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The historical data trend for First Atlantic Bank's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank 10-Year RORE % Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
10-Year RORE %
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First Atlantic Bank Semi-Annual Data
Dec24 Dec25
10-Year RORE % 0.00 0.00

XGHA:FAB vs PNC: 10-Year RORE % Comparison

For the Banks - Regional subindustry, First Atlantic Bank's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Atlantic Bank 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, First Atlantic Bank's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where First Atlantic Bank's 10-Year RORE % falls into.


XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Atlantic Bank 10-Year RORE % Calculation

First Atlantic Bank's 10-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( - )/( - )
=/
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 0.00 mean?
First Atlantic Bank (XGHA:FAB) has a 10-Year RORE % of 0.00 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on First Atlantic Bank and its competitors. According to the industry distribution chart, First Atlantic Bank ranks #999999 out of 1093 companies in the Banks industry.
Is First Atlantic Bank's 10-Year RORE % too high?
First Atlantic Bank's current 10-Year RORE % is 0.00. Based on the distribution chart, First Atlantic Bank ranks #999999 out of 1093 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's 10-Year RORE % compare to PNC?
According to the Banks industry distribution chart, First Atlantic Bank ranks #999999 out of 1093 companies for 10-Year RORE %. This places First Atlantic Bank in the lower half of its industry. The industry median 10-Year RORE % is 10.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.59, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on First Atlantic Bank and its competitors. For the Banks industry, the median 10-Year RORE % is 10.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Atlantic Bank's current 10-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current 10-Year RORE % of 0.00. The current 10-Year RORE % is 0.00. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current 10-Year RORE % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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