First Atlantic Bank (XGHA:FAB) Selling, General, & Admin. Expense: GHS Mil (TTM As of Dec. 2025)

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XGHA:FAB First Atlantic Bank PLC XGHA:FAB
24 GF Score
Price GHS8.40
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What is First Atlantic Bank Selling, General, & Admin. Expense?

First Atlantic Bank XGHA:FAB 24 Selling, General, & Admin. Expense is GHS Mil as of Dec. 2025. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. First Atlantic Bank's selling, general, & admin. expense for the six months ended in Dec. 2025 was GHS143 Mil. First Atlantic Bank does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025.


First Atlantic Bank  (XGHA:FAB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


First Atlantic Bank Selling, General, & Admin. Expense Related Terms


First Atlantic Bank Selling, General, & Admin. Expense Historical Data

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The historical data trend for First Atlantic Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank Selling, General, & Admin. Expense Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
Selling, General, & Admin. Expense
142.44 143.48

First Atlantic Bank Semi-Annual Data
Dec24 Dec25
Selling, General, & Admin. Expense 142.44 143.48

XGHA:FAB vs PNC: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, First Atlantic Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Atlantic Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, First Atlantic Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where First Atlantic Bank's Selling, General, & Admin. Expense falls into.


XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Atlantic Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

What does a Selling, General, & Admin. Expense of GHS Mil mean?
First Atlantic Bank (XGHA:FAB) has a Selling, General, & Admin. Expense of GHS Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Atlantic Bank and its competitors.
Is First Atlantic Bank's Selling, General, & Admin. Expense too high?
First Atlantic Bank's current Selling, General, & Admin. Expense is GHS Mil. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Selling, General, & Admin. Expense compare to PNC?
First Atlantic Bank's Selling, General, & Admin. Expense of GHS Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Atlantic Bank and its competitors. First Atlantic Bank's current Selling, General, & Admin. Expense is GHS Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Selling, General, & Admin. Expense of GHS Mil. The current Selling, General, & Admin. Expense is GHS Mil. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Selling, General, & Admin. Expense is GHS Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
24GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS8.40
Price