First Atlantic Bank (XGHA:FAB) Net Current Asset Value: GHS0.00 (As of Dec. 2025)

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XGHA:FAB First Atlantic Bank PLC XGHA:FAB
24 GF Score
Price GHS8.40
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What is First Atlantic Bank Net Current Asset Value?

First Atlantic Bank XGHA:FAB 24 Net Current Asset Value is GHS0.00 as of Dec. 2025. GuruFocus rates XGHA:FAB with a GF Score™ of 24/100. Among 20 Banks companies, First Atlantic Bank ranks worse than 4999995% on this metric.

In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).

First Atlantic Bank's net current asset value per share for the quarter that ended in Dec. 2025 was GHS0.00.

The historical rank and industry rank for First Atlantic Bank's Net Current Asset Value or its related term are showing as below:

XGHA:FAB's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.285
* Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.

First Atlantic Bank  (XGHA:FAB) Net Current Asset Value Explanation

Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."

The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]

Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham’s strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.


First Atlantic Bank Net Current Asset Value Related Terms


First Atlantic Bank Net Current Asset Value Historical Data

* Premium members only.

The historical data trend for First Atlantic Bank's Net Current Asset Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Atlantic Bank Net Current Asset Value Chart

First Atlantic Bank Annual Data
Trend Dec24 Dec25
Net Current Asset Value
0.00 0.00

First Atlantic Bank Semi-Annual Data
Dec24 Dec25
Net Current Asset Value 0.00 0.00

XGHA:FAB vs PNC: Net Current Asset Value Comparison

For the Banks - Regional subindustry, First Atlantic Bank's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Atlantic Bank Price-to-Net-Current-Asset-Value vs Banks Industry

For the Banks industry and Financial Services sector, First Atlantic Bank's Price-to-Net-Current-Asset-Value distribution charts can be found below:

* The bar in red indicates where First Atlantic Bank's Price-to-Net-Current-Asset-Value falls into.


XGHA:FAB
24GF Score
First Atlantic Bank PLC XGHA:FAB
Net Current Asset Value is just one metric. See GF Score™, valuation, warning signs, and more.
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First Atlantic Bank Net Current Asset Value Calculation

First Atlantic Bank's Net Current Asset Value (NCAV) per share for the fiscal year that ended in Dec. 2025 is calculated as

Net Current Asset Value Per Share(A: Dec. 2025 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(N/A-16984.597-1.455-0)/378.231
=N/A

First Atlantic Bank's Net Current Asset Value (NCAV) per share for the quarter that ended in Dec. 2025 is calculated as

Net Current Asset Value Per Share(Q: Dec. 2025 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(N/A-16984.597-1.455-0)/378.231
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Current Asset Value of GHS0.00 mean?
First Atlantic Bank (XGHA:FAB) has a Net Current Asset Value of GHS0.00 as of Dec. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on First Atlantic Bank and its competitors. According to the industry distribution chart, First Atlantic Bank ranks #999999 out of 20 companies in the Banks industry.
Is First Atlantic Bank's Net Current Asset Value too high?
First Atlantic Bank's current Net Current Asset Value is GHS0.00. Based on the distribution chart, First Atlantic Bank ranks #999999 out of 20 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Atlantic Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does First Atlantic Bank's Net Current Asset Value compare to PNC?
According to the Banks industry distribution chart, First Atlantic Bank ranks #999999 out of 20 companies for Net Current Asset Value. This places First Atlantic Bank in the lower half of its industry. The industry median Net Current Asset Value is 1.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.29, based on 20 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on First Atlantic Bank and its competitors. For the Banks industry, the median Net Current Asset Value is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Atlantic Bank's current Net Current Asset Value is GHS0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Atlantic Bank stock overvalued right now?
First Atlantic Bank (XGHA:FAB) has a current Net Current Asset Value of GHS0.00. The current Net Current Asset Value is GHS0.00. First Atlantic Bank's overall GF Score™ is 24/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For First Atlantic Bank (XGHA:FAB), the current Net Current Asset Value is GHS0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Atlantic Bank Business Description

Address Seventh Avenue, Atlantic Place No. 1, Ridge West, Accra, GHA
First Atlantic Bank PLC is engaged in providing banking services that include personal banking, corporate banking, digital banking, prestige banking, and others. The Group's portfolio consists of loans and investments segmented across five main portfolios: Corporate Loans, Retail Loans, Retail Controller Loans, SME loans & Investments. The Group comprises the following main business segments: Corporate Banking, Retail and business banking, and Global markets. It generates majority of its income from Global markets segment which undertake the Group's funding and risk management activities through borrowings, issues of debt securities and investing in liquid assets such as short-term placements and corporate and government debt securities.
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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS8.40
Price