Valley National Bancorp (FRA:VNB) Net Loan: €43,471 Mil (As of Mar. 2026)

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FRA:VNB Valley National Bancorp FRA:VNB
69 GF Score
Price €12.40
GF Value €8.51
! 6 Warning Signs
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What is Valley National Bancorp Net Loan?

Valley National Bancorp FRA:VNB 69 Net Loan is €43,471 Mil as of Mar. 2026. GuruFocus rates FRA:VNB with a GF Score™ of 69/100 and a GF Value™ of €8.51. The stock has 6 warning signs investors should review.

Valley National Bancorp's quarterly net loan increased from Sep. 2025 (€41,497 Mil) to Dec. 2025 (€42,341 Mil) and increased from Dec. 2025 (€42,341 Mil) to Mar. 2026 (€43,471 Mil).

Valley National Bancorp's annual net loan increased from Dec. 2023 (€45,662 Mil) to Dec. 2024 (€42,341 Mil) but then declined from Dec. 2024 (€42,341 Mil) to Dec. 2025 (€43,471 Mil).

Valley National Bancorp Net Loan Historical Data

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The historical data trend for Valley National Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp Net Loan Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,031.56 43,873.97 45,661.88 46,094.55 42,340.95

Valley National Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42,344.29 41,497.44 42,340.95 43,471.05 45,040.82
FRA:VNB
69GF Score
Valley National Bancorp FRA:VNB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €43,471 Mil mean?
Valley National Bancorp (FRA:VNB) has a Net Loan of €43,471 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Valley National Bancorp and its competitors.
Is Valley National Bancorp's Net Loan too high?
Valley National Bancorp's current Net Loan is €43,471 Mil. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Net Loan compare to CBC and CBSH?
Valley National Bancorp's Net Loan of €43,471 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Valley National Bancorp and its competitors. Valley National Bancorp's current Net Loan is €43,471 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current Net Loan of €43,471 Mil. The stock's GF Value™ is €8.51, compared to a current price of €12.40 — trading 45.7% above its estimated fair value. The current Net Loan is €43,471 Mil. Valley National Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current Net Loan is €43,471 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of €12.40 is trading 45.7% above its estimated GF Value™ of €8.51.

Key valuation signals for FRA:VNB:

  • Net Loan: €43,471 Mil
  • GF Value™: €8.51 vs. price of €12.40 (45.7% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score

Get the complete analysis for FRA:VNB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.40
Price
€8.51
GF Value