Valley National Bancorp (FRA:VNB) OCF Margin %: 38.80% (As of Mar. 2026) — 28% Above Median


FRA:VNB Valley National Bancorp FRA:VNB
69 GF Score
Price €12.80
GF Value €8.40
! 7 Warning Signs
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What is Valley National Bancorp OCF Margin %?

Valley National Bancorp FRA:VNB +1.59% 69 OCF Margin % is 38.80% as of Mar. 2026, which is 28% above its 10-year median of 30.22. GuruFocus rates FRA:VNB with a GF Score™ of 69/100 and a GF Value™ of €8.40. The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Valley National Bancorp ranks worse than 54.5% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Valley National Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was €181 Mil. Valley National Bancorp's Revenue for the three months ended in Mar. 2026 was €467 Mil. Therefore, Valley National Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was 38.80%.

As of today, Valley National Bancorp's current OCF Yield % is 6.97%.

The historical rank and industry rank for Valley National Bancorp's OCF Margin % or its related term are showing as below:

FRA:VNB' s OCF Margin % Range Over the Past 10 Years
Min: 12.57   Med: 30.22   Max: 80.24
Current: 27.4


During the past 13 years, the highest OCF Margin % of Valley National Bancorp was 80.24%. The lowest was 12.57%. And the median was 30.22%.

FRA:VNB's OCF Margin % is ranked worse than
54.5% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FRA:VNB: 27.40


Valley National Bancorp OCF Margin % Related Terms


Valley National Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp OCF Margin % Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.32 76.72 20.12 29.77 16.97

Valley National Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.58 32.15 1.01 36.34 38.80

FRA:VNB vs CBSH, BOKF, PB: OCF Margin % Comparison

For the Banks - Regional subindustry, Valley National Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's OCF Margin % falls into.


FRA:VNB
69GF Score
Valley National Bancorp FRA:VNB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Valley National Bancorp's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=293.633/1729.933
=16.97 %

Valley National Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=181.333/467.402
=38.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 38.80% mean?
Valley National Bancorp (FRA:VNB) has a OCF Margin % of 38.80% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Valley National Bancorp and its competitors. This is 28% above median its historical median of 30.22. Over the past decade, Valley National Bancorp's OCF Margin % has ranged from 12.57 to 80.24. According to the industry distribution chart, Valley National Bancorp ranks #818 out of 1501 companies in the Banks industry, placing it in the top 54.5%.
Is Valley National Bancorp's OCF Margin % too high?
Valley National Bancorp's current OCF Margin % of 38.80% is 28% above median its 10-year median of 30.22. Over the past 10 years, this metric has ranged from a low of 12.57 to a high of 80.24. The Banks industry median OCF Margin % is 29.44. Valley National Bancorp's value of 38.80% is 31.8% above this industry median. Based on the distribution chart, Valley National Bancorp ranks #818 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's OCF Margin % compare to CBSH and BOKF?
According to the Banks industry distribution chart, Valley National Bancorp ranks #818 out of 1501 companies for OCF Margin %. This places Valley National Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Valley National Bancorp's value of 38.80% is 31.8% above this benchmark. Historically, Valley National Bancorp's own OCF Margin % has ranged from 12.57 to 80.24 over the past decade. While the company's 10-year median is 30.22 vs. the industry median of 29.44, Valley National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current OCF Margin % of 38.80% is 31.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current OCF Margin % is 38.80%, which is 28% above median its own 10-year median of 30.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current OCF Margin % of 38.80%. The stock's GF Value™ is €8.40, compared to a current price of €12.80 — trading 52.4% above its estimated fair value. The current OCF Margin % is 38.80%, which is 28% above median its 10-year median of 30.22 and 31.8% above the Banks industry median of 29.44. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current OCF Margin % is 38.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of €12.80 is trading 52.4% above its estimated GF Value™ of €8.40.

Key valuation signals for FRA:VNB:

  • OCF Margin %: 38.80% (28% above median its 10-year median of 30.22)
  • GF Value™: €8.40 vs. price of €12.80 (52.4% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 31.8% above the Banks median (#818 of 1501)

No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.80
Price
€8.40
GF Value