Valley National Bancorp (FRA:VNB) 5-Year Yield-on-Cost %: 2.98 (As of Jul. 24, 2026) — 26% Below Median

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FRA:VNB Valley National Bancorp FRA:VNB
69 GF Score
Price €12.60
GF Value €8.54
! 7 Warning Signs
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What is Valley National Bancorp 5-Year Yield-on-Cost %?

Valley National Bancorp FRA:VNB -0.79% 69 5-Year Yield-on-Cost % is 2.98 as of Jul. 24, 2026, which is 26% below its 10-year median of 4.02. GuruFocus rates FRA:VNB with a GF Score™ of 69/100 and a GF Value™ of €8.54. The stock has 7 warning signs investors should review. Among 1,250 Banks companies, Valley National Bancorp ranks worse than 65.2% on this metric.

Valley National Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 2.98.


The historical rank and industry rank for Valley National Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:VNB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.93   Med: 4.02   Max: 7
Current: 2.98


During the past 13 years, Valley National Bancorp's highest Yield on Cost was 7.00. The lowest was 2.93. And the median was 4.02.


FRA:VNB's 5-Year Yield-on-Cost % is ranked worse than
65.2% of 1250 companies
in the Banks industry
Industry Median: 3.885 vs FRA:VNB: 2.98

Valley National Bancorp  (FRA:VNB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Valley National Bancorp 5-Year Yield-on-Cost % Related Terms


FRA:VNB vs CBSH, BOKF, PB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Valley National Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's 5-Year Yield-on-Cost % falls into.


FRA:VNB
69GF Score
Valley National Bancorp FRA:VNB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Valley National Bancorp is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.98 mean?
Valley National Bancorp (FRA:VNB) has a 5-Year Yield-on-Cost % of 2.98 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Valley National Bancorp and its competitors. This is 26% below median its historical median of 4.02. Over the past decade, Valley National Bancorp's 5-Year Yield-on-Cost % has ranged from 2.93 to 7.00. According to the industry distribution chart, Valley National Bancorp ranks #815 out of 1250 companies in the Banks industry, placing it in the top 65.2%.
Is Valley National Bancorp's 5-Year Yield-on-Cost % too high?
Valley National Bancorp's current 5-Year Yield-on-Cost % of 2.98 is 26% below median its 10-year median of 4.02. Over the past 10 years, this metric has ranged from a low of 2.93 to a high of 7.00. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Valley National Bancorp's value of 2.98 is 23.3% below this industry median. Based on the distribution chart, Valley National Bancorp ranks #815 out of 1250 companies in the Banks industry, which is below the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's 5-Year Yield-on-Cost % compare to CBSH and BOKF?
According to the Banks industry distribution chart, Valley National Bancorp ranks #815 out of 1250 companies for 5-Year Yield-on-Cost %. This places Valley National Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Valley National Bancorp's value of 2.98 is 23.3% below this benchmark. Historically, Valley National Bancorp's own 5-Year Yield-on-Cost % has ranged from 2.93 to 7.00 over the past decade. While the company's 10-year median is 4.02 vs. the industry median of 3.89, Valley National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current 5-Year Yield-on-Cost % of 2.98 is 23.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current 5-Year Yield-on-Cost % is 2.98, which is 26% below median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current 5-Year Yield-on-Cost % of 2.98. The stock's GF Value™ is €8.54, compared to a current price of €12.60 — trading 47.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.98, which is 26% below median its 10-year median of 4.02 and 23.3% below the Banks industry median of 3.89. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current 5-Year Yield-on-Cost % is 2.98 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of €12.60 is trading 47.5% above its estimated GF Value™ of €8.54.

Key valuation signals for FRA:VNB:

  • 5-Year Yield-on-Cost %: 2.98 (26% below median its 10-year median of 4.02)
  • GF Value™: €8.54 vs. price of €12.60 (47.5% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 23.3% below the Banks median (#815 of 1250)

No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score

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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.60
Price
€8.54
GF Value