* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:VNB vs CBSH, BOKF, PB: FCF Margin % Comparison
For the Banks - Regional subindustry, Valley National Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valley National Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Valley National Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Valley National Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valley National Bancorp (FRA:VNB) has a FCF Margin % of 38.80% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Valley National Bancorp and its competitors. This is 28% above median its historical median of 30.22. Over the past decade, Valley National Bancorp's FCF Margin % has ranged from 12.57 to 80.24. According to the industry distribution chart, Valley National Bancorp ranks #730 out of 1505 companies in the Banks industry, placing it in the top 48.5%.
Is Valley National Bancorp's FCF Margin % too high?
Valley National Bancorp's current FCF Margin % of 38.80% is 28% above median its 10-year median of 30.22. Over the past 10 years, this metric has ranged from a low of 12.57 to a high of 80.24. The Banks industry median FCF Margin % is 26.55. Valley National Bancorp's value of 38.80% is 46.1% above this industry median. Based on the distribution chart, Valley National Bancorp ranks #730 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's FCF Margin % compare to CBSH and BOKF?
According to the Banks industry distribution chart, Valley National Bancorp ranks #730 out of 1505 companies for FCF Margin %. This puts Valley National Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. Valley National Bancorp's value of 38.80% is 46.1% above this benchmark. Historically, Valley National Bancorp's own FCF Margin % has ranged from 12.57 to 80.24 over the past decade. While the company's 10-year median is 30.22 vs. the industry median of 26.55, Valley National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current FCF Margin % of 38.80% is 46.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current FCF Margin % is 38.80%, which is 28% above median its own 10-year median of 30.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current FCF Margin % of 38.80%. The stock's GF Value™ is €8.40, compared to a current price of €12.80 — trading 52.4% above its estimated fair value. The current FCF Margin % is 38.80%, which is 28% above median its 10-year median of 30.22 and 46.1% above the Banks industry median of 26.55. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current FCF Margin % is 38.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?
Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued.
The current stock price of €12.80 is trading 52.4% above its estimated GF Value™ of €8.40.
Key valuation signals for FRA:VNB:
FCF Margin %: 38.80% (28% above median its 10-year median of 30.22)
GF Value™: €8.40 vs. price of €12.80 (52.4% above fair value)
Industry Position: 46.1% above the Banks median (#730 of 1505)
No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score
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