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Valley National Bancorp (FRA:VNB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Valley National Bancorp Equity-to-Asset Related Terms
Valley National Bancorp Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:VNB vs CBC, CBSH, BOKF: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Valley National Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valley National Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Valley National Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Valley National Bancorp's Equity-to-Asset falls into.
Valley National Bancorp Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Valley National Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valley National Bancorp (FRA:VNB) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Valley National Bancorp and its competitors. This is near median its historical median of 0.11. Over the past decade, Valley National Bancorp's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, Valley National Bancorp ranks #426 out of 1517 companies in the Banks industry, placing it in the top 28.1%.
Is Valley National Bancorp's Equity-to-Asset too high?
Valley National Bancorp's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Valley National Bancorp's value of 0.12 is 20% above this industry median. Based on the distribution chart, Valley National Bancorp ranks #426 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Equity-to-Asset compare to CBC and CBSH?
According to the Banks industry distribution chart, Valley National Bancorp ranks #426 out of 1517 companies for Equity-to-Asset. This puts Valley National Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Valley National Bancorp's value of 0.12 is 20% above this benchmark. Historically, Valley National Bancorp's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Valley National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current Equity-to-Asset of 0.12. The stock's GF Value™ is €8.77, compared to a current price of €11.70 — trading 33.4% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Valley National Bancorp's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?
Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued.
The current stock price of €11.70 is trading 33.4% above its estimated GF Value™ of €8.77.
Key valuation signals for FRA:VNB:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: €8.77 vs. price of €11.70 (33.4% above fair value)
Industry Position: 20% above the Banks median (#426 of 1517)
No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
72GF Score
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