Valley National Bancorp (FRA:VNB) Cyclically Adjusted FCF per Share: €1.40 (As of Mar. 2026)

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FRA:VNB Valley National Bancorp FRA:VNB
69 GF Score
Price €13.10
GF Value €8.56
! 7 Warning Signs
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What is Valley National Bancorp Cyclically Adjusted FCF per Share?

Valley National Bancorp FRA:VNB +2.34% 69 Cyclically Adjusted FCF per Share is €1.40 as of Mar. 2026. GuruFocus rates FRA:VNB with a GF Score™ of 69/100 and a GF Value™ of €8.56. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Valley National Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.324. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €1.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Valley National Bancorp's average Cyclically Adjusted FCF Growth Rate was 3.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -0.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -3.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Valley National Bancorp was 24.20% per year. The lowest was -16.50% per year. And the median was 2.20% per year.

As of today (2026-07-19), Valley National Bancorp's current stock price is €13.10. Valley National Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €1.40. Valley National Bancorp's Cyclically Adjusted Price-to-FCF of today is 9.36.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Valley National Bancorp was 11.31. The lowest was 3.93. And the median was 6.71.


Valley National Bancorp  (FRA:VNB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Valley National Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=13.10/1.40
=9.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Valley National Bancorp was 11.31. The lowest was 3.93. And the median was 6.71.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Valley National Bancorp Cyclically Adjusted FCF per Share Related Terms


Valley National Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp Cyclically Adjusted FCF per Share Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 1.53 1.42 1.53 1.38

Valley National Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.36 1.34 1.38 1.40

FRA:VNB vs CBSH, BOKF, PB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Valley National Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:VNB
69GF Score
Valley National Bancorp FRA:VNB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Valley National Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.324/330.2130*330.2130
=0.324

Current CPI (Mar. 2026) = 330.2130.

Valley National Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.155 241.018 0.212
201609 0.170 241.428 0.233
201612 1.001 241.432 1.369
201703 0.232 243.801 0.314
201706 0.617 244.955 0.832
201709 0.572 246.819 0.765
201712 0.604 246.524 0.809
201803 0.209 249.554 0.277
201806 -0.004 251.989 -0.005
201809 1.058 252.439 1.384
201812 -0.506 251.233 -0.665
201903 0.248 254.202 0.322
201906 -0.117 256.143 -0.151
201909 0.163 256.759 0.210
201912 0.380 256.974 0.488
202003 -0.259 258.115 -0.331
202006 0.233 257.797 0.298
202009 -0.020 260.280 -0.025
202012 0.371 260.474 0.470
202103 0.646 264.877 0.805
202106 0.286 271.696 0.348
202109 0.267 274.310 0.321
202112 0.542 278.802 0.642
202203 1.063 287.504 1.221
202206 0.576 296.311 0.642
202209 0.844 296.808 0.939
202212 0.367 296.797 0.408
202303 -0.494 301.836 -0.540
202306 1.002 305.109 1.084
202309 0.688 307.789 0.738
202312 -0.502 306.746 -0.540
202403 0.179 312.332 0.189
202406 0.390 314.175 0.410
202409 -0.277 315.301 -0.290
202412 0.694 315.605 0.726
202503 -0.028 319.799 -0.029
202506 0.245 322.561 0.251
202509 0.008 324.800 0.008
202512 0.298 324.054 0.304
202603 0.324 330.213 0.324

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €1.40 mean?
Valley National Bancorp (FRA:VNB) has a Cyclically Adjusted FCF per Share of €1.40 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Valley National Bancorp and its competitors.
Is Valley National Bancorp's Cyclically Adjusted FCF per Share too high?
Valley National Bancorp's current Cyclically Adjusted FCF per Share is €1.40. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Cyclically Adjusted FCF per Share compare to CBSH and BOKF?
Valley National Bancorp's Cyclically Adjusted FCF per Share of €1.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Valley National Bancorp and its competitors. Valley National Bancorp's current Cyclically Adjusted FCF per Share is €1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current Cyclically Adjusted FCF per Share of €1.40. The stock's GF Value™ is €8.56, compared to a current price of €13.10 — trading 53% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €1.40. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current Cyclically Adjusted FCF per Share is €1.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of €13.10 is trading 53% above its estimated GF Value™ of €8.56.

Key valuation signals for FRA:VNB:

  • Cyclically Adjusted FCF per Share: €1.40
  • GF Value™: €8.56 vs. price of €13.10 (53% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score

Get the complete analysis for FRA:VNB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.10
Price
€8.56
GF Value