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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Valley National Bancorp's Debt-to-Equity or its related term are showing as below:
FRA:VNB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.65 Max: 1.54
Current: 0.43
During the past 13 years, the highest Debt-to-Equity Ratio of Valley National Bancorp was 1.54. The lowest was 0.31. And the median was 0.65.
FRA:VNB's Debt-to-Equity is ranked better than 59.68% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs FRA:VNB: 0.43
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Valley National Bancorp Debt-to-Equity Related Terms
Valley National Bancorp Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:VNB vs CBC, CBSH, BOKF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Valley National Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valley National Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Valley National Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Valley National Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valley National Bancorp (FRA:VNB) has a Debt-to-Equity of 0.43 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Valley National Bancorp and its competitors. This is 34% below median its historical median of 0.65. Over the past decade, Valley National Bancorp's Debt-to-Equity has ranged from 0.31 to 1.54. According to the industry distribution chart, Valley National Bancorp ranks #573 out of 1421 companies in the Banks industry, placing it in the top 40.3%.
Is Valley National Bancorp's Debt-to-Equity too high?
Valley National Bancorp's current Debt-to-Equity of 0.43 is 34% below median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.54. The Banks industry median Debt-to-Equity is 0.58. Valley National Bancorp's value of 0.43 is 25.9% below this industry median. Based on the distribution chart, Valley National Bancorp ranks #573 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Debt-to-Equity compare to CBC and CBSH?
According to the Banks industry distribution chart, Valley National Bancorp ranks #573 out of 1421 companies for Debt-to-Equity. This puts Valley National Bancorp in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Valley National Bancorp's value of 0.43 is 25.9% below this benchmark. Historically, Valley National Bancorp's own Debt-to-Equity has ranged from 0.31 to 1.54 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 0.58, Valley National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current Debt-to-Equity of 0.43 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current Debt-to-Equity is 0.43, which is 34% below median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current Debt-to-Equity of 0.43. The stock's GF Value™ is €8.25, compared to a current price of €12.90 — trading 56.4% above its estimated fair value. The current Debt-to-Equity is 0.43, which is 34% below median its 10-year median of 0.65 and 25.9% below the Banks industry median of 0.58. Valley National Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current Debt-to-Equity is 0.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?
Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued.
The current stock price of €12.90 is trading 56.4% above its estimated GF Value™ of €8.25.
Key valuation signals for FRA:VNB:
Debt-to-Equity: 0.43 (34% below median its 10-year median of 0.65)
GF Value™: €8.25 vs. price of €12.90 (56.4% above fair value)
Industry Position: 25.9% below the Banks median (#573 of 1421)
No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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