Valley National BancorpFRA:VNB -2.33%69 Return-on-Tangible-Equity is 11.28% as of Mar. 2026, which is 3% below its 10-year median of 11.60. GuruFocus rates FRA:VNB with a GF Score™ of 69/100 and a GF Value™ of €8.39. The stock has 7 warning signs investors should review. Among 1,521 Banks companies, Valley National Bancorp ranks better than 52.01% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Valley National Bancorp's annualized net income for the quarter that ended in Mar. 2026 was €567 Mil. Valley National Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €5,029 Mil. Therefore, Valley National Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.28%.
The historical rank and industry rank for Valley National Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
FRA:VNB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.52 Med: 11.6 Max: 14.42
Current: 11.5
During the past 13 years, Valley National Bancorp's highest Return-on-Tangible-Equity was 14.42%. The lowest was 7.52%. And the median was 11.60%.
FRA:VNB's Return-on-Tangible-Equity is ranked better than 52.01% of 1521
companies
in the Banks industry
Industry Median: 11.19
vs FRA:VNB: 11.50
Valley National Bancorp (FRA:VNB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Valley National Bancorp Return-on-Tangible-Equity Related Terms
Valley National Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Valley National Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valley National Bancorp Return-on-Tangible-Equity Chart
FRA:VNB vs CBSH, BOKF, PB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Valley National Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valley National Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Valley National Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Valley National Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.28% mean?
Valley National Bancorp (FRA:VNB) has a Return-on-Tangible-Equity of 11.28% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Valley National Bancorp and its competitors. This is near median its historical median of 11.60. Over the past decade, Valley National Bancorp's Return-on-Tangible-Equity has ranged from 7.52 to 14.42. According to the industry distribution chart, Valley National Bancorp ranks #730 out of 1521 companies in the Banks industry, placing it in the top 48%.
Is Valley National Bancorp's Return-on-Tangible-Equity too high?
Valley National Bancorp's current Return-on-Tangible-Equity of 11.28% is near median its 10-year median of 11.60. Over the past 10 years, this metric has ranged from a low of 7.52 to a high of 14.42. The Banks industry median Return-on-Tangible-Equity is 11.19. Valley National Bancorp's value of 11.28% is 0.8% above this industry median. Based on the distribution chart, Valley National Bancorp ranks #730 out of 1521 companies in the Banks industry, which is above the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Return-on-Tangible-Equity compare to CBSH and BOKF?
According to the Banks industry distribution chart, Valley National Bancorp ranks #730 out of 1521 companies for Return-on-Tangible-Equity. This puts Valley National Bancorp in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Valley National Bancorp's value of 11.28% is 0.8% above this benchmark. Historically, Valley National Bancorp's own Return-on-Tangible-Equity has ranged from 7.52 to 14.42 over the past decade. While the company's 10-year median is 11.60 vs. the industry median of 11.19, Valley National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current Return-on-Tangible-Equity of 11.28% is 0.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current Return-on-Tangible-Equity is 11.28%, which is near median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (FRA:VNB) has a current Return-on-Tangible-Equity of 11.28%. The stock's GF Value™ is €8.39, compared to a current price of €12.60 — trading 50.2% above its estimated fair value. The current Return-on-Tangible-Equity is 11.28%, which is near median its 10-year median of 11.60 and 0.8% above the Banks industry median of 11.19. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Valley National Bancorp (FRA:VNB), the current Return-on-Tangible-Equity is 11.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valley National Bancorp (FRA:VNB) Overvalued in 2026?
Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued.
The current stock price of €12.60 is trading 50.2% above its estimated GF Value™ of €8.39.
Key valuation signals for FRA:VNB:
Return-on-Tangible-Equity: 11.28% (near median its 10-year median of 11.60)
GF Value™: €8.39 vs. price of €12.60 (50.2% above fair value)
Industry Position: 0.8% above the Banks median (#730 of 1521)
No single metric tells the full story. See the FRA:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score
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