HACBY (Hachijuni Nagano Bank) Net Loan: $41,960 Mil (As of Mar. 2026)

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HACBY Hachijuni Nagano Bank Ltd HACBY
56 GF Score
Price $30.26
GF Value $20.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Net Loan?

Hachijuni Nagano Bank HACBY +11.21% 56 Net Loan is $41,960 Mil as of Mar. 2026. GuruFocus rates HACBY with a GF Score™ of 56/100 and a GF Value™ of $20.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Hachijuni Nagano Bank's quarterly net loan declined from Sep. 2025 ($43,703 Mil) to Dec. 2025 ($42,410 Mil) and declined from Dec. 2025 ($42,410 Mil) to Mar. 2026 ($41,960 Mil).

Hachijuni Nagano Bank's annual net loan declined from Mar. 2024 ($44,947 Mil) to Mar. 2025 ($42,410 Mil) and declined from Mar. 2025 ($42,410 Mil) to Mar. 2026 ($41,960 Mil).

Hachijuni Nagano Bank Net Loan Historical Data

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The historical data trend for Hachijuni Nagano Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank Net Loan Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49,842.43 45,514.24 44,946.90 43,060.55 41,960.11

Hachijuni Nagano Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43,060.55 44,092.08 43,702.61 42,410.29 41,960.11
HACBY
56GF Score
Hachijuni Nagano Bank Ltd HACBY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Hachijuni Nagano Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $41,960 Mil mean?
Hachijuni Nagano Bank (HACBY) has a Net Loan of $41,960 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Hachijuni Nagano Bank and its competitors.
Is Hachijuni Nagano Bank's Net Loan too high?
Hachijuni Nagano Bank's current Net Loan is $41,960 Mil. Overall, Hachijuni Nagano Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Net Loan compare to competitors?
Hachijuni Nagano Bank's Net Loan of $41,960 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Hachijuni Nagano Bank and its competitors. Hachijuni Nagano Bank's current Net Loan is $41,960 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (HACBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.64, compared to a current price of $30.26 — trading 46.6% above its estimated fair value. The current Net Loan is $41,960 Mil. Hachijuni Nagano Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Hachijuni Nagano Bank (HACBY), the current Net Loan is $41,960 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $30.26 is trading 46.6% above its estimated GF Value™ of $20.64. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Net Loan: $41,960 Mil
  • GF Value™: $20.64 vs. price of $30.26 (46.6% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.26
Price
$20.64
GF Value