HACBY (Hachijuni Nagano Bank) Growth Rank: 3 (As of Aug. 16, 2026) — 50% Above Median

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HACBY Hachijuni Nagano Bank Ltd HACBY
50 GF Score
Price $32.27
GF Value $21.04
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Growth Rank?

Hachijuni Nagano Bank HACBY -0.08% 50 Growth Rank is 3 as of Aug. 16, 2026, which is 50% above its 10-year median of 2.00. GuruFocus rates HACBY with a GF Score™ of 50/100 and a GF Value™ of $21.04 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Hachijuni Nagano Bank has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Hachijuni Nagano Bank Growth Rank Related Terms

Hachijuni Nagano Bank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hachijuni Nagano Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's Growth Rank falls into.


HACBY
50GF Score
Hachijuni Nagano Bank Ltd HACBY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Hachijuni Nagano Bank (HACBY) has a Growth Rank of 3 as of Aug. 16, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Hachijuni Nagano Bank and its competitors. This is 50% above median its historical median of 2.00. Over the past decade, Hachijuni Nagano Bank's Growth Rank has ranged from 1.00 to 8.00.
Is Hachijuni Nagano Bank's Growth Rank too high?
Hachijuni Nagano Bank's current Growth Rank of 3 is 50% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Hachijuni Nagano Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Growth Rank compare to competitors?
Hachijuni Nagano Bank's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Hachijuni Nagano Bank's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Hachijuni Nagano Bank and its competitors. Hachijuni Nagano Bank's current Growth Rank is 3, which is 50% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (HACBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.04, compared to a current price of $32.27 — trading 53.4% above its estimated fair value. The current Growth Rank is 3, which is 50% above median its 10-year median of 2.00. Hachijuni Nagano Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Hachijuni Nagano Bank (HACBY), the current Growth Rank is 3 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $32.27 is trading 53.4% above its estimated GF Value™ of $21.04. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Growth Rank: 3 (50% above median its 10-year median of 2.00)
  • GF Value™: $21.04 vs. price of $32.27 (53.4% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
50GF Score

Get the complete analysis for HACBY

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.27
Price
$21.04
GF Value