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During the past 12 months, Hachijuni Nagano Bank's average EPS without NRIGrowth Rate was 45.50% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 42.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 6.70% per year.
During the past 13 years, Hachijuni Nagano Bank's highest 3-Year average EPS without NRI Growth Rate was 42.20% per year. The lowest was -27.30% per year. And the median was -0.05% per year.
Hachijuni Nagano Bank (OTCPK:HACBY) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Hachijuni Nagano Bank Earnings per Share (Diluted) Related Terms
Hachijuni Nagano Bank Earnings per Share (Diluted) Historical Data
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The historical data trend for Hachijuni Nagano Bank's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hachijuni Nagano Bank Earnings per Share (Diluted) Chart
Hachijuni Nagano Bank Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Hachijuni Nagano Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hachijuni Nagano Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where Hachijuni Nagano Bank's PE Ratio falls into.
Hachijuni Nagano Bank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Hachijuni Nagano Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Mar. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.01
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.01 mean?
Hachijuni Nagano Bank (HACBY) has a Earnings per Share (Diluted) of $2.01 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Hachijuni Nagano Bank and its competitors. According to the industry distribution chart, Hachijuni Nagano Bank ranks #117 out of 1409 companies in the Banks industry, placing it in the top 8.3%.
Is Hachijuni Nagano Bank's Earnings per Share (Diluted) too high?
Hachijuni Nagano Bank's current Earnings per Share (Diluted) is $2.01. The Banks industry median Earnings per Share (Diluted) is 7.50. Hachijuni Nagano Bank's value of $2.01 is 73.2% below this industry median. Based on the distribution chart, Hachijuni Nagano Bank ranks #117 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hachijuni Nagano Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Hachijuni Nagano Bank ranks #117 out of 1409 companies for Earnings per Share (Diluted). This places Hachijuni Nagano Bank in the top 8% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.50. Hachijuni Nagano Bank's value of $2.01 is 73.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hachijuni Nagano Bank's current Earnings per Share (Diluted) of $2.01 is 73.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Hachijuni Nagano Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hachijuni Nagano Bank's current Earnings per Share (Diluted) is $2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (HACBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.12, compared to a current price of $32.27 — trading 52.8% above its estimated fair value. The current Earnings per Share (Diluted) is $2.01 and 73.2% below the Banks industry median of 7.50. Hachijuni Nagano Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Hachijuni Nagano Bank (HACBY), the current Earnings per Share (Diluted) is $2.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?
Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued.
The current stock price of $32.27 is trading 52.8% above its estimated GF Value™ of $21.12.
GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.
Key valuation signals for HACBY:
Earnings per Share (Diluted): $2.01
GF Value™: $21.12 vs. price of $32.27 (52.8% above fair value)
Industry Position: 73.2% below the Banks median (#117 of 1409)
No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
50GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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