HACBY (Hachijuni Nagano Bank) EV-to-OCF: (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HACBY Hachijuni Nagano Bank Ltd HACBY
50 GF Score
Price $32.30
GF Value $21.11
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Hachijuni Nagano Bank's Enterprise Value is $2,128 Mil. Hachijuni Nagano Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil. Therefore, Hachijuni Nagano Bank's EV-to-OCF for today is .

The historical rank and industry rank for Hachijuni Nagano Bank's EV-to-OCF or its related term are showing as below:

HACBY' s EV-to-OCF Range Over the Past 10 Years
Min: -0.8   Med: 0   Max: -0.8
Current: -0.8

During the past 13 years, the highest EV-to-OCF of Hachijuni Nagano Bank was -0.80. The lowest was -0.80. And the median was .

HACBY's EV-to-OCF is ranked better than
73.21% of 1497 companies
in the Banks industry
Industry Median: 3.98 vs HACBY: -0.80

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), Hachijuni Nagano Bank's stock price is $32.295. Hachijuni Nagano Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.012. Therefore, Hachijuni Nagano Bank's PE Ratio (TTM) for today is 16.05.


Hachijuni Nagano Bank  (OTCPK:HACBY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Hachijuni Nagano Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=32.295/2.012
=16.05

Hachijuni Nagano Bank's share price for today is $32.295.
Hachijuni Nagano Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.012.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Hachijuni Nagano Bank EV-to-OCF Related Terms


Hachijuni Nagano Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Hachijuni Nagano Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank EV-to-OCF Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.31 0.47 0.16 0.56 -0.18

Hachijuni Nagano Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.18 0.00

Hachijuni Nagano Bank EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hachijuni Nagano Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's EV-to-OCF falls into.


HACBY
50GF Score
Hachijuni Nagano Bank Ltd HACBY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Hachijuni Nagano Bank EV-to-OCF Calculation

Hachijuni Nagano Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2128.257/0
=

Hachijuni Nagano Bank's current Enterprise Value is $2,128 Mil.
Hachijuni Nagano Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $32.30 is trading 53% above its estimated GF Value™ of $21.11. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • EV-to-OCF:
  • GF Value™: $21.11 vs. price of $32.30 (53% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
50GF Score

Get the complete analysis for HACBY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.30
Price
$21.11
GF Value