HACBY (Hachijuni Nagano Bank) Inventories, Inventories Adjustments

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HACBY Hachijuni Nagano Bank Ltd HACBY
50 GF Score
Price $32.27
GF Value $21.14
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Inventories, Inventories Adjustments?

Inventories, Inventories Adjustments does not apply to banks and insurance companies.

HACBY
50GF Score
Hachijuni Nagano Bank Ltd HACBY
Inventories, Inventories Adjustments is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $32.27 is trading 52.6% above its estimated GF Value™ of $21.14. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Inventories, Inventories Adjustments:
  • GF Value™: $21.14 vs. price of $32.27 (52.6% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank, Ltd. is a Japanese regional bank headquartered in Nagano and commonly known as Hachijuni Bank. It serves individuals, small and medium-sized enterprises, and local governments, primarily in Nagano Prefecture, with additional offices in major Japanese cities and overseas branches or representative offices elsewhere in Asia. Its core banking business offers deposits, lending, foreign exchange, investment products, and credit card services, while the group also operates leasing, credit guarantee, and other financial services through subsidiaries. Revenue is generated mainly from interest income on loans and securities, together with fees and commissions from banking, credit card, and leasing operations. As a regional financial institution, the bank's strategy centers on supporting the local economy and community while maintaining a presence in selected overseas markets.
50GF Score

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Inventories, Inventories Adjustments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.27
Price
$21.14
GF Value