HACBY (Hachijuni Nagano Bank) Altman Z2-Score


HACBY Hachijuni Nagano Bank Ltd HACBY
56 GF Score
Price $27.21
GF Value $18.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

HACBY
56GF Score
Hachijuni Nagano Bank Ltd HACBY
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $27.21 is trading 47.1% above its estimated GF Value™ of $18.50. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Altman Z2-Score:
  • GF Value™: $18.50 vs. price of $27.21 (47.1% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

Get the complete analysis for HACBY

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.21
Price
$18.50
GF Value