HACBY (Hachijuni Nagano Bank) Tariff Resilience Score: 7/10 (As of Jul. 02, 2026)


HACBY Hachijuni Nagano Bank Ltd HACBY
56 GF Score
Price $27.21
GF Value $18.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Tariff Resilience Score?

Hachijuni Nagano Bank HACBY 56 Tariff Resilience Score is 7 as of Jul. 02, 2026. GuruFocus rates HACBY with a GF Score™ of 56/100 and a GF Value™ of $18.42 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,608 Banks companies, Hachijuni Nagano Bank ranks better than 60.63% on this metric.

Hachijuni Nagano Bank has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Hachijuni Nagano Bank has Hachijuni Bank Ltd is moderately resilient to tariffs due to its focus on financial services, which are less affected by trade barriers. Its operations are primarily domestic, and historical tariff changes have had limited impact. The bank may face indirect economic effects but is largely insulated from direct tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Hachijuni Nagano Bank might have Highly Resilient.

Hachijuni Nagano Bank  (OTCPK:HACBY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Hachijuni Nagano Bank Tariff Resilience Score Related Terms

Hachijuni Nagano Bank Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hachijuni Nagano Bank Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's Tariff Resilience Score falls into.


HACBY
56GF Score
Hachijuni Nagano Bank Ltd HACBY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Hachijuni Nagano Bank (HACBY) has a Tariff Resilience Score of 7 as of Jul. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Hachijuni Nagano Bank ranks #633 out of 1608 companies in the Banks industry, placing it in the top 39.4%.
Is Hachijuni Nagano Bank's Tariff Resilience Score too high?
Hachijuni Nagano Bank's current Tariff Resilience Score is 7. Based on the distribution chart, Hachijuni Nagano Bank ranks #633 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, Hachijuni Nagano Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Hachijuni Nagano Bank ranks #633 out of 1608 companies for Tariff Resilience Score. This puts Hachijuni Nagano Bank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Hachijuni Nagano Bank's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (HACBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.42, compared to a current price of $27.21 — trading 47.7% above its estimated fair value. The current Tariff Resilience Score is 7. Hachijuni Nagano Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Hachijuni Nagano Bank (HACBY), the current Tariff Resilience Score is 7 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $27.21 is trading 47.7% above its estimated GF Value™ of $18.42. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Tariff Resilience Score: 7
  • GF Value™: $18.42 vs. price of $27.21 (47.7% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.21
Price
$18.42
GF Value