HACBY (Hachijuni Nagano Bank) Cyclically Adjusted Revenue per Share: $4.76 (As of Mar. 2026)


HACBY Hachijuni Nagano Bank Ltd HACBY
60 GF Score
Price $27.21
GF Value $20.43
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share?

Hachijuni Nagano Bank HACBY 60 Cyclically Adjusted Revenue per Share is $4.76 as of Mar. 2026. GuruFocus rates HACBY with a GF Score™ of 60/100 and a GF Value™ of $20.43 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Hachijuni Nagano Bank's adjusted revenue per share for the three months ended in Mar. 2026 was $2.190. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $4.76 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hachijuni Nagano Bank's average Cyclically Adjusted Revenue Growth Rate was 6.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Hachijuni Nagano Bank was 5.00% per year. The lowest was -0.10% per year. And the median was 2.60% per year.

As of today (2026-07-11), Hachijuni Nagano Bank's current stock price is $27.21. Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $4.76. Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio of today is 5.72.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Hachijuni Nagano Bank was 6.76. The lowest was 0.94. And the median was 1.56.


Hachijuni Nagano Bank  (OTCPK:HACBY) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=27.21/4.76
=5.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Hachijuni Nagano Bank was 6.76. The lowest was 0.94. And the median was 1.56.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share Related Terms


Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.45 5.40 4.56 4.83 4.76

Hachijuni Nagano Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.83 4.28 4.84 4.87 4.76

Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hachijuni Nagano Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio falls into.


HACBY
60GF Score
Hachijuni Nagano Bank Ltd HACBY
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hachijuni Nagano Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hachijuni Nagano Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.19/112.7000*112.7000
=2.190

Current CPI (Mar. 2026) = 112.7000.

Hachijuni Nagano Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.000 98.100 2.298
201609 1.460 98.000 1.679
201612 1.872 98.400 2.144
201703 1.461 98.100 1.678
201706 1.659 98.500 1.898
201709 1.284 98.800 1.465
201712 1.654 99.400 1.875
201803 1.308 99.200 1.486
201806 1.406 99.200 1.597
201809 1.155 99.900 1.303
201812 1.298 99.700 1.467
201903 1.263 99.700 1.428
201906 1.443 99.800 1.630
201909 1.305 100.100 1.469
201912 1.329 100.500 1.490
202003 1.356 100.300 1.524
202006 1.433 99.900 1.617
202009 1.222 99.900 1.379
202012 1.384 99.300 1.571
202103 1.321 99.900 1.490
202106 1.476 99.500 1.672
202109 1.103 100.100 1.242
202112 1.343 100.100 1.512
202203 1.180 101.100 1.315
202206 1.347 101.800 1.491
202209 1.300 103.100 1.421
202212 1.535 104.100 1.662
202303 1.096 104.400 1.183
202306 1.142 105.200 1.223
202309 1.190 106.200 1.263
202312 1.212 106.800 1.279
202403 1.197 107.200 1.258
202406 1.254 108.200 1.306
202409 1.223 108.900 1.266
202412 1.274 110.700 1.297
202503 1.834 111.100 1.860
202506 1.759 111.700 1.775
202509 1.414 112.000 1.423
202512 1.586 113.000 1.582
202603 2.190 112.700 2.190

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $4.76 mean?
Hachijuni Nagano Bank (HACBY) has a Cyclically Adjusted Revenue per Share of $4.76 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors.
Is Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share too high?
Hachijuni Nagano Bank's current Cyclically Adjusted Revenue per Share is $4.76. Overall, Hachijuni Nagano Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share of $4.76 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors. Hachijuni Nagano Bank's current Cyclically Adjusted Revenue per Share is $4.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (HACBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.43, compared to a current price of $27.21 — trading 33.2% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $4.76. Hachijuni Nagano Bank's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Hachijuni Nagano Bank (HACBY), the current Cyclically Adjusted Revenue per Share is $4.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $27.21 is trading 33.2% above its estimated GF Value™ of $20.43. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • Cyclically Adjusted Revenue per Share: $4.76
  • GF Value™: $20.43 vs. price of $27.21 (33.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
60GF Score

Get the complete analysis for HACBY

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.21
Price
$20.43
GF Value