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PT Bank MNC Internasional Tbk's quarterly net loan
increased
from Dec. 2025 (Rp11,357,603 Mil) to Mar. 2026 (Rp11,998,550 Mil) and
increased
from Mar. 2026 (Rp11,998,550 Mil) to Jun. 2026 (Rp12,852,036 Mil).
PT Bank MNC Internasional Tbk's annual net loan
increased
from Dec. 2023 (Rp9,991,210 Mil) to Dec. 2024 (Rp11,998,550 Mil) and
increased
from Dec. 2024 (Rp11,998,550 Mil) to Dec. 2025 (Rp12,852,036 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank MNC Internasional Tbk Net Loan Calculation
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
PT Bank MNC Internasional Tbk (ISX:BABP) has a Net Loan of Rp12,852,036 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank MNC Internasional Tbk and its competitors.
Is PT Bank MNC Internasional Tbk's Net Loan too high?
PT Bank MNC Internasional Tbk's current Net Loan is Rp12,852,036 Mil. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Net Loan compare to competitors?
PT Bank MNC Internasional Tbk's Net Loan of Rp12,852,036 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank MNC Internasional Tbk and its competitors. PT Bank MNC Internasional Tbk's current Net Loan is Rp12,852,036 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp52.36, compared to a current price of Rp50.00 — trading 4.5% below its estimated fair value. The current Net Loan is Rp12,852,036 Mil. PT Bank MNC Internasional Tbk's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Net Loan is Rp12,852,036 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be undervalued.
The current stock price of Rp50.00 is trading 4.5% below its estimated GF Value™ of Rp52.36.
GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.
Key valuation signals for ISX:BABP:
Net Loan: Rp12,852,036 Mil
GF Value™: Rp52.36 vs. price of Rp50.00 (4.5% below fair value)
No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
60GF Score
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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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