PT Bank MNC Internasional Tbk (ISX:BABP) Cyclically Adjusted PB Ratio: (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BABP PT Bank MNC Internasional Tbk ISX:BABP
59 GF Score
Price Rp50.00
GF Value Rp49.04
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank MNC Internasional Tbk  (ISX:BABP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio Related Terms


PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio Chart

PT Bank MNC Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 0.96 0.60 0.60 0.62

PT Bank MNC Internasional Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.64 0.62 0.57 0.00

PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BABP
59GF Score
PT Bank MNC Internasional Tbk ISX:BABP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Bank MNC Internasional Tbk's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=85.265/137.6954*137.6954
=85.265

Current CPI (Jun. 2026) = 137.6954.

PT Bank MNC Internasional Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201609 97.660 104.142 129.124
201612 90.392 105.222 118.289
201703 88.379 106.476 114.292
201706 88.322 107.722 112.898
201709 87.310 108.020 111.296
201712 58.912 109.017 74.410
201803 63.517 110.097 79.439
201806 63.163 111.085 78.294
201809 63.527 111.135 78.710
201812 65.641 112.430 80.392
201903 66.117 112.829 80.689
201906 61.768 114.730 74.132
201909 61.968 114.905 74.259
201912 61.557 115.486 73.395
202003 59.686 116.252 70.695
202006 60.148 116.630 71.012
202009 60.307 116.397 71.342
202012 61.233 117.318 71.869
202103 59.955 117.840 70.057
202106 60.669 118.184 70.685
202109 73.871 118.262 86.010
202112 81.239 119.516 93.596
202203 75.438 120.948 85.884
202206 75.777 123.322 84.609
202209 76.148 125.298 83.682
202212 85.009 126.098 92.828
202303 105.706 126.953 114.651
202306 106.214 127.663 114.561
202309 105.514 128.151 113.372
202312 106.245 129.395 113.061
202403 81.048 130.607 85.447
202406 81.273 130.792 85.563
202409 81.846 130.361 86.451
202412 82.348 131.432 86.273
202503 82.844 131.948 86.452
202506 83.391 133.241 86.179
202509 83.846 133.819 86.275
202512 84.362 135.271 85.874
202603 85.038 136.539 85.758
202606 85.265 137.695 85.265

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 2% above its estimated GF Value™ of Rp49.04. GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:BABP:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: Rp49.04 vs. price of Rp50.00 (2% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank MNC Internasional Tbk Business Description

Address Jalan Kebon Sirih Number 21-27, MNC Bank Tower, Lantai 8, Jakarta, IDN, 10340
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
59GF Score

Get the complete analysis for ISX:BABP

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp49.04
GF Value