PT Bank MNC Internasional Tbk (ISX:BABP) Cyclically Adjusted Book per Share: Rp89.05 (As of Mar. 2026)


ISX:BABP PT Bank MNC Internasional Tbk ISX:BABP
58 GF Score
Price Rp50.00
GF Value Rp49.71
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share?

PT Bank MNC Internasional Tbk ISX:BABP 58 Cyclically Adjusted Book per Share is Rp89.05 as of Mar. 2026. GuruFocus rates ISX:BABP with a GF Score™ of 58/100 and a GF Value™ of Rp49.71 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank MNC Internasional Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp85.038. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp89.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank MNC Internasional Tbk's average Cyclically Adjusted Book Growth Rate was -0.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -5.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank MNC Internasional Tbk was -3.80% per year. The lowest was -5.70% per year. And the median was -5.40% per year.

As of today (2026-07-05), PT Bank MNC Internasional Tbk's current stock price is Rp50.00. PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp89.05. PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio of today is 0.56.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank MNC Internasional Tbk was 5.64. The lowest was 0.43. And the median was 0.66.


PT Bank MNC Internasional Tbk  (ISX:BABP) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=50.00/89.05
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank MNC Internasional Tbk was 5.64. The lowest was 0.43. And the median was 0.66.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share Chart

PT Bank MNC Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 106.85 105.09 100.43 89.72 89.08

PT Bank MNC Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.24 89.32 88.96 89.08 89.05

PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank MNC Internasional Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank MNC Internasional Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BABP
58GF Score
PT Bank MNC Internasional Tbk ISX:BABP
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank MNC Internasional Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank MNC Internasional Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=85.038/136.5387*136.5387
=85.038

Current CPI (Mar. 2026) = 136.5387.

PT Bank MNC Internasional Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 97.683 103.212 129.224
201609 97.660 104.142 128.040
201612 90.392 105.222 117.295
201703 88.379 106.476 113.332
201706 88.322 107.722 111.950
201709 87.310 108.020 110.361
201712 58.912 109.017 73.785
201803 63.517 110.097 78.772
201806 63.163 111.085 77.636
201809 63.527 111.135 78.049
201812 65.641 112.430 79.717
201903 66.117 112.829 80.011
201906 61.768 114.730 73.509
201909 61.968 114.905 73.635
201912 61.557 115.486 72.779
202003 59.686 116.252 70.101
202006 60.148 116.630 70.415
202009 60.307 116.397 70.743
202012 61.233 117.318 71.265
202103 59.955 117.840 69.469
202106 60.669 118.184 70.091
202109 73.871 118.262 85.288
202112 81.239 119.516 92.810
202203 75.438 120.948 85.162
202206 75.777 123.322 83.898
202209 76.148 125.298 82.979
202212 85.009 126.098 92.048
202303 105.706 126.953 113.688
202306 106.214 127.663 113.599
202309 105.514 128.151 112.420
202312 106.245 129.395 112.111
202403 81.048 130.607 84.729
202406 81.273 130.792 84.844
202409 81.846 130.361 85.725
202412 82.348 131.432 85.548
202503 82.844 131.948 85.726
202506 83.391 133.241 85.455
202509 83.846 133.819 85.550
202512 84.362 135.271 85.153
202603 85.038 136.539 85.038

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp89.05 mean?
PT Bank MNC Internasional Tbk (ISX:BABP) has a Cyclically Adjusted Book per Share of Rp89.05 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors.
Is PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share too high?
PT Bank MNC Internasional Tbk's current Cyclically Adjusted Book per Share is Rp89.05. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank MNC Internasional Tbk's Cyclically Adjusted Book per Share of Rp89.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors. PT Bank MNC Internasional Tbk's current Cyclically Adjusted Book per Share is Rp89.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp49.71, compared to a current price of Rp50.00 — trading 0.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is Rp89.05. PT Bank MNC Internasional Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Cyclically Adjusted Book per Share is Rp89.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 0.6% above its estimated GF Value™ of Rp49.71. GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:BABP:

  • Cyclically Adjusted Book per Share: Rp89.05
  • GF Value™: Rp49.71 vs. price of Rp50.00 (0.6% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank MNC Internasional Tbk Business Description

Address Jalan Kebon Sirih Number 21-27, MNC Bank Tower, Lantai 8, Jakarta, IDN, 10340
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
58GF Score

Get the complete analysis for ISX:BABP

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp49.71
GF Value