PT Bank MNC Internasional Tbk (ISX:BABP) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)


ISX:BABP PT Bank MNC Internasional Tbk ISX:BABP
58 GF Score
Price Rp50.00
GF Value Rp49.77
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank MNC Internasional Tbk Scaled Net Operating Assets?

PT Bank MNC Internasional Tbk ISX:BABP 58 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates ISX:BABP with a GF Score™ of 58/100 and a GF Value™ of Rp49.77 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank MNC Internasional Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp19,012,653 Mil. PT Bank MNC Internasional Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp17,603,534 Mil. PT Bank MNC Internasional Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp20,272,635 Mil. Therefore, PT Bank MNC Internasional Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

ISX:BABP
58GF Score
PT Bank MNC Internasional Tbk ISX:BABP
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank MNC Internasional Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank MNC Internasional Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(17755791-16522003)/20871409
=0.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=20272635 - 2516844
=17755791

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=16522003 - 0 - 0
=16522003

PT Bank MNC Internasional Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(19012653-17603534)/20272635
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=21384229 - 2371576
=19012653

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17603534 - 0 - 0
=17603534

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
PT Bank MNC Internasional Tbk (ISX:BABP) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank MNC Internasional Tbk and its competitors.
Is PT Bank MNC Internasional Tbk's Scaled Net Operating Assets too high?
PT Bank MNC Internasional Tbk's current Scaled Net Operating Assets is 0.07. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank MNC Internasional Tbk's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank MNC Internasional Tbk and its competitors. PT Bank MNC Internasional Tbk's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp49.77, compared to a current price of Rp50.00 — trading 0.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. PT Bank MNC Internasional Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 0.5% above its estimated GF Value™ of Rp49.77. GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:BABP:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: Rp49.77 vs. price of Rp50.00 (0.5% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank MNC Internasional Tbk Business Description

Address Jalan Kebon Sirih Number 21-27, MNC Bank Tower, Lantai 8, Jakarta, IDN, 10340
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
58GF Score

Get the complete analysis for ISX:BABP

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp49.77
GF Value