PT Bank MNC Internasional TbkISX:BABP 58 Pretax Margin % is 13.23% as of Mar. 2026, which is 39% above its 10-year median of 9.51. GuruFocus rates ISX:BABP with a GF Score™ of 58/100 and a GF Value™ of Rp49.89 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,530 Banks companies, PT Bank MNC Internasional Tbk ranks worse than 87.97% on this metric.
The historical rank and industry rank for PT Bank MNC Internasional Tbk's Pretax Margin % or its related term are showing as below:
ISX:BABP'
s Pretax Margin % Range Over the Past 10 Years
Min: -198.39 Med: 9.51 Max: 19.51
Current: 13.59
ISX:BABP's Pretax Margin % is ranked worse than 87.97% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs ISX:BABP: 13.59
PT Bank MNC Internasional Tbk (ISX:BABP) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Bank MNC Internasional Tbk Pretax Margin % Related Terms
PT Bank MNC Internasional Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank MNC Internasional Tbk Pretax Margin % Chart
PT Bank MNC Internasional Tbk Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank MNC Internasional Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank MNC Internasional Tbk Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank MNC Internasional Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank MNC Internasional Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank MNC Internasional Tbk (ISX:BABP) has a Pretax Margin % of 13.23% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank MNC Internasional Tbk and its competitors. This is 39% above median its historical median of 9.51. According to the industry distribution chart, PT Bank MNC Internasional Tbk ranks #1346 out of 1530 companies in the Banks industry, placing it in the top 88%.
Is PT Bank MNC Internasional Tbk's Pretax Margin % too high?
PT Bank MNC Internasional Tbk's current Pretax Margin % of 13.23% is 39% above median its 10-year median of 9.51. The Banks industry median Pretax Margin % is 34.72. PT Bank MNC Internasional Tbk's value of 13.23% is 61.9% below this industry median. Based on the distribution chart, PT Bank MNC Internasional Tbk ranks #1346 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank MNC Internasional Tbk ranks #1346 out of 1530 companies for Pretax Margin %. This places PT Bank MNC Internasional Tbk in the lower half of its industry. The industry median Pretax Margin % is 34.72. PT Bank MNC Internasional Tbk's value of 13.23% is 61.9% below this benchmark. While the company's 10-year median is 9.51 vs. the industry median of 34.72, PT Bank MNC Internasional Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank MNC Internasional Tbk's current Pretax Margin % of 13.23% is 61.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank MNC Internasional Tbk and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank MNC Internasional Tbk's current Pretax Margin % is 13.23%, which is 39% above median its own 10-year median of 9.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp49.89, compared to a current price of Rp50.00 — trading 0.2% above its estimated fair value. The current Pretax Margin % is 13.23%, which is 39% above median its 10-year median of 9.51 and 61.9% below the Banks industry median of 34.72. PT Bank MNC Internasional Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Pretax Margin % is 13.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued.
The current stock price of Rp50.00 is trading 0.2% above its estimated GF Value™ of Rp49.89.
GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.
Key valuation signals for ISX:BABP:
Pretax Margin %: 13.23% (39% above median its 10-year median of 9.51)
GF Value™: Rp49.89 vs. price of Rp50.00 (0.2% above fair value)
Industry Position: 61.9% below the Banks median (#1346 of 1530)
No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank MNC Internasional Tbk Business Description
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
58GF Score
Get the complete analysis for ISX:BABP
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:BABP has been successfully added to your 
