PT Bank MNC Internasional Tbk (ISX:BABP) Cyclically Adjusted FCF per Share: Rp1.41 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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ISX:BABP PT Bank MNC Internasional Tbk ISX:BABP
58 GF Score
Price Rp50.00
GF Value Rp49.44
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share?

PT Bank MNC Internasional Tbk ISX:BABP 58 Cyclically Adjusted FCF per Share is Rp1.41 as of Mar. 2026. GuruFocus rates ISX:BABP with a GF Score™ of 58/100 and a GF Value™ of Rp49.44 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank MNC Internasional Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp6.647. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp1.41 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-16), PT Bank MNC Internasional Tbk's current stock price is Rp50.00. PT Bank MNC Internasional Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp1.41. PT Bank MNC Internasional Tbk's Cyclically Adjusted Price-to-FCF of today is 35.46.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank MNC Internasional Tbk was 39.01. The lowest was 1.59. And the median was 5.34.


PT Bank MNC Internasional Tbk  (ISX:BABP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank MNC Internasional Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=50.00/1.41
=35.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank MNC Internasional Tbk was 39.01. The lowest was 1.59. And the median was 5.34.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank MNC Internasional Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share Chart

PT Bank MNC Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.27 14.33 9.15 -3.71 -10.65

PT Bank MNC Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.26 -1.49 -2.45 -10.65 1.41

PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank MNC Internasional Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank MNC Internasional Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank MNC Internasional Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank MNC Internasional Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BABP
58GF Score
PT Bank MNC Internasional Tbk ISX:BABP
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank MNC Internasional Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank MNC Internasional Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.647/136.5387*136.5387
=6.647

Current CPI (Mar. 2026) = 136.5387.

PT Bank MNC Internasional Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 17.152 103.212 22.690
201609 56.901 104.142 74.602
201612 -4.115 105.222 -5.340
201703 -43.303 106.476 -55.529
201706 -1.809 107.722 -2.293
201709 -56.379 108.020 -71.264
201712 -0.971 109.017 -1.216
201803 -16.753 110.097 -20.777
201806 -8.678 111.085 -10.666
201809 10.233 111.135 12.572
201812 11.782 112.430 14.308
201903 -18.796 112.829 -22.746
201906 -3.207 114.730 -3.817
201909 -6.499 114.905 -7.723
201912 -7.424 115.486 -8.777
202003 12.854 116.252 15.097
202006 -29.571 116.630 -34.619
202009 35.334 116.397 41.448
202012 9.866 117.318 11.482
202103 0.498 117.840 0.577
202106 -2.870 118.184 -3.316
202109 16.740 118.262 19.327
202112 6.313 119.516 7.212
202203 -33.118 120.948 -37.387
202206 23.020 123.322 25.487
202209 -14.801 125.298 -16.129
202212 63.151 126.098 68.380
202303 -46.184 126.953 -49.671
202306 -30.110 127.663 -32.203
202309 38.682 128.151 41.214
202312 20.107 129.395 21.217
202403 -9.881 130.607 -10.330
202406 -5.493 130.792 -5.734
202409 23.680 130.361 24.802
202412 12.135 131.432 12.607
202503 11.136 131.948 11.523
202506 9.741 133.241 9.982
202509 -6.072 133.819 -6.195
202512 -21.102 135.271 -21.300
202603 6.647 136.539 6.647

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp1.41 mean?
PT Bank MNC Internasional Tbk (ISX:BABP) has a Cyclically Adjusted FCF per Share of Rp1.41 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors.
Is PT Bank MNC Internasional Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank MNC Internasional Tbk's current Cyclically Adjusted FCF per Share is Rp1.41. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank MNC Internasional Tbk's Cyclically Adjusted FCF per Share of Rp1.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors. PT Bank MNC Internasional Tbk's current Cyclically Adjusted FCF per Share is Rp1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp49.44, compared to a current price of Rp50.00 — trading 1.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp1.41. PT Bank MNC Internasional Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Cyclically Adjusted FCF per Share is Rp1.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 1.1% above its estimated GF Value™ of Rp49.44. GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:BABP:

  • Cyclically Adjusted FCF per Share: Rp1.41
  • GF Value™: Rp49.44 vs. price of Rp50.00 (1.1% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank MNC Internasional Tbk Business Description

Address Jalan Kebon Sirih Number 21-27, MNC Bank Tower, Lantai 8, Jakarta, IDN, 10340
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
58GF Score

Get the complete analysis for ISX:BABP

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp49.44
GF Value