PT Bank MNC Internasional Tbk (ISX:BABP) Cyclically Adjusted PS Ratio: 1.91 (As of Jul. 23, 2026) — 10% Below Median

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ISX:BABP PT Bank MNC Internasional Tbk ISX:BABP
59 GF Score
Price Rp50.00
GF Value Rp49.28
Valuation Fairly Valued
! 2 Warning Signs
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What is PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio?

PT Bank MNC Internasional Tbk ISX:BABP 59 Cyclically Adjusted PS Ratio is 1.91 as of Jul. 23, 2026, which is 10% below its 10-year median of 2.12. GuruFocus rates ISX:BABP with a GF Score™ of 59/100 and a GF Value™ of Rp49.28 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,299 Banks companies, PT Bank MNC Internasional Tbk ranks better than 77.68% on this metric.

As of today (2026-07-23), PT Bank MNC Internasional Tbk's current share price is Rp50.00. PT Bank MNC Internasional Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp26.12. PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio for today is 1.91.

The historical rank and industry rank for PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:BABP' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.99   Med: 2.12   Max: 12.75
Current: 1.91

During the past years, PT Bank MNC Internasional Tbk's highest Cyclically Adjusted PS Ratio was 12.75. The lowest was 0.99. And the median was 2.12.

ISX:BABP's Cyclically Adjusted PS Ratio is ranked better than
77.68% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs ISX:BABP: 1.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank MNC Internasional Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was Rp3.951. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp26.12 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank MNC Internasional Tbk  (ISX:BABP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio Chart

PT Bank MNC Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.48 2.79 1.92 1.97 2.07

PT Bank MNC Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.87 1.92 2.17 2.07 1.95

PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BABP
59GF Score
PT Bank MNC Internasional Tbk ISX:BABP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank MNC Internasional Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.00/26.12
=1.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank MNC Internasional Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Bank MNC Internasional Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.951/136.5387*136.5387
=3.951

Current CPI (Mar. 2026) = 136.5387.

PT Bank MNC Internasional Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.346 103.212 5.749
201609 7.072 104.142 9.272
201612 6.452 105.222 8.372
201703 6.874 106.476 8.815
201706 6.285 107.722 7.966
201709 6.118 108.020 7.733
201712 2.737 109.017 3.428
201803 6.933 110.097 8.598
201806 6.395 111.085 7.860
201809 5.753 111.135 7.068
201812 6.294 112.430 7.644
201903 6.161 112.829 7.456
201906 5.853 114.730 6.966
201909 5.707 114.905 6.782
201912 6.928 115.486 8.191
202003 6.553 116.252 7.697
202006 5.966 116.630 6.984
202009 3.558 116.397 4.174
202012 6.245 117.318 7.268
202103 4.541 117.840 5.262
202106 5.743 118.184 6.635
202109 5.096 118.262 5.884
202112 6.092 119.516 6.960
202203 6.725 120.948 7.592
202206 7.246 123.322 8.023
202209 5.064 125.298 5.518
202212 10.086 126.098 10.921
202303 6.334 126.953 6.812
202306 6.151 127.663 6.579
202309 6.204 128.151 6.610
202312 6.499 129.395 6.858
202403 5.004 130.607 5.231
202406 4.320 130.792 4.510
202409 3.851 130.361 4.033
202412 3.483 131.432 3.618
202503 4.441 131.948 4.595
202506 3.677 133.241 3.768
202509 3.424 133.819 3.494
202512 6.230 135.271 6.288
202603 3.951 136.539 3.951

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.91 mean?
PT Bank MNC Internasional Tbk (ISX:BABP) has a Cyclically Adjusted PS Ratio of 1.91 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors. This is 10% below median its historical median of 2.12. Over the past decade, PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio has ranged from 0.99 to 12.75. According to the industry distribution chart, PT Bank MNC Internasional Tbk ranks #290 out of 1299 companies in the Banks industry, placing it in the top 22.3%.
Is PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank MNC Internasional Tbk's current Cyclically Adjusted PS Ratio of 1.91 is 10% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 12.75. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. PT Bank MNC Internasional Tbk's value of 1.91 is 43.5% below this industry median. Based on the distribution chart, PT Bank MNC Internasional Tbk ranks #290 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank MNC Internasional Tbk has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank MNC Internasional Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank MNC Internasional Tbk ranks #290 out of 1299 companies for Cyclically Adjusted PS Ratio. This places PT Bank MNC Internasional Tbk in the top 22% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.38. PT Bank MNC Internasional Tbk's value of 1.91 is 43.5% below this benchmark. Historically, PT Bank MNC Internasional Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.99 to 12.75 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 3.38, PT Bank MNC Internasional Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank MNC Internasional Tbk's current Cyclically Adjusted PS Ratio of 1.91 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank MNC Internasional Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank MNC Internasional Tbk's current Cyclically Adjusted PS Ratio is 1.91, which is 10% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank MNC Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk (ISX:BABP) is currently considered Fairly Valued. The stock's GF Value™ is Rp49.28, compared to a current price of Rp50.00 — trading 1.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.91, which is 10% below median its 10-year median of 2.12 and 43.5% below the Banks industry median of 3.38. PT Bank MNC Internasional Tbk's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank MNC Internasional Tbk (ISX:BABP), the current Cyclically Adjusted PS Ratio is 1.91 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank MNC Internasional Tbk (ISX:BABP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank MNC Internasional Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 1.5% above its estimated GF Value™ of Rp49.28. GuruFocus considers PT Bank MNC Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:BABP:

  • Cyclically Adjusted PS Ratio: 1.91 (10% below median its 10-year median of 2.12)
  • GF Value™: Rp49.28 vs. price of Rp50.00 (1.5% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 43.5% below the Banks median (#290 of 1299)

No single metric tells the full story. See the ISX:BABP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank MNC Internasional Tbk Business Description

Address Jalan Kebon Sirih Number 21-27, MNC Bank Tower, Lantai 8, Jakarta, IDN, 10340
PT Bank MNC Internasional Tbk provides banking services in Indonesia. The company's products consist of deposit products which include savings, current accounts, and deposits; loan products which include working capital loans, property ownership loans, and credit cards; and other services including treasury, trade finance, mobile banking, and bancassurance, among others. The segments of the company include: Business which serves corporate customers and debtors; Consumer which serves individual customers and debtors; Treasury which provides money market, trading and treasury services; and Others. The majority of the revenue is derived from the Business segment. All of the company's operations are conducted in Indonesia.
59GF Score

Get the complete analysis for ISX:BABP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp49.28
GF Value