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PT Bank Wooriudara Indonesia 1906 Tbk's quarterly net loan
declined
from Dec. 2025 (Rp40,827,169 Mil) to Mar. 2026 (Rp39,938,897 Mil) and
declined
from Mar. 2026 (Rp39,938,897 Mil) to Jun. 2026 (Rp38,344,754 Mil).
PT Bank Wooriudara Indonesia 1906 Tbk's annual net loan
increased
from Dec. 2023 (Rp42,722,567 Mil) to Dec. 2024 (Rp39,938,897 Mil) but then
declined
from Dec. 2024 (Rp39,938,897 Mil) to Dec. 2025 (Rp38,344,754 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Wooriudara Indonesia 1906 Tbk Net Loan Chart
PT Bank Wooriudara Indonesia 1906 Tbk Net Loan Calculation
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a Net Loan of Rp38,344,754 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors.
Is PT Bank Wooriudara Indonesia 1906 Tbk's Net Loan too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current Net Loan is Rp38,344,754 Mil. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's Net Loan compare to competitors?
PT Bank Wooriudara Indonesia 1906 Tbk's Net Loan of Rp38,344,754 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. PT Bank Wooriudara Indonesia 1906 Tbk's current Net Loan is Rp38,344,754 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp270.75, compared to a current price of Rp218.00 — trading 19.5% below its estimated fair value. The current Net Loan is Rp38,344,754 Mil. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current Net Loan is Rp38,344,754 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued.
The current stock price of Rp218.00 is trading 19.5% below its estimated GF Value™ of Rp270.75.
GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.
Key valuation signals for ISX:SDRA:
Net Loan: Rp38,344,754 Mil
GF Value™: Rp270.75 vs. price of Rp218.00 (19.5% below fair value)
No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
50GF Score
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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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