PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) E10: Rp60.51 (As of Mar. 2026)


ISX:SDRA PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
47 GF Score
Price Rp206.00
GF Value Rp263.23
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Wooriudara Indonesia 1906 Tbk E10?

PT Bank Wooriudara Indonesia 1906 Tbk ISX:SDRA -1.90% 47 E10 is Rp60.51 as of Mar. 2026. GuruFocus rates ISX:SDRA with a GF Score™ of 47/100 and a GF Value™ of Rp263.23 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Wooriudara Indonesia 1906 Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp7.270. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp60.51 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Wooriudara Indonesia 1906 Tbk's average E10 Growth Rate was -14.60% per year. During the past 3 years, the average E10 Growth Rate was -10.50% per year. During the past 5 years, the average E10 Growth Rate was -3.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Wooriudara Indonesia 1906 Tbk was 4.00% per year. The lowest was -10.50% per year. And the median was -1.50% per year.

As of today (2026-07-13), PT Bank Wooriudara Indonesia 1906 Tbk's current stock price is Rp206.00. PT Bank Wooriudara Indonesia 1906 Tbk's E10 for the quarter that ended in Mar. 2026 was Rp60.51. PT Bank Wooriudara Indonesia 1906 Tbk's Shiller PE Ratio of today is 3.40.

During the past 13 years, the highest Shiller PE Ratio of PT Bank Wooriudara Indonesia 1906 Tbk was 11.63. The lowest was 3.40. And the median was 6.53.


PT Bank Wooriudara Indonesia 1906 Tbk  (ISX:SDRA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Wooriudara Indonesia 1906 Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=206.00/60.51
=3.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank Wooriudara Indonesia 1906 Tbk was 11.63. The lowest was 3.40. And the median was 6.53.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Wooriudara Indonesia 1906 Tbk E10 Related Terms


PT Bank Wooriudara Indonesia 1906 Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Wooriudara Indonesia 1906 Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Wooriudara Indonesia 1906 Tbk E10 Chart

PT Bank Wooriudara Indonesia 1906 Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 77.25 84.29 83.01 73.73 60.40

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.84 69.28 67.97 60.40 60.51

PT Bank Wooriudara Indonesia 1906 Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Wooriudara Indonesia 1906 Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Wooriudara Indonesia 1906 Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Wooriudara Indonesia 1906 Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Wooriudara Indonesia 1906 Tbk's Shiller PE Ratio falls into.


ISX:SDRA
47GF Score
PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Wooriudara Indonesia 1906 Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Wooriudara Indonesia 1906 Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.27/136.5387*136.5387
=7.270

Current CPI (Mar. 2026) = 136.5387.

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 15.649 103.212 20.702
201609 17.956 104.142 23.542
201612 12.670 105.222 16.441
201703 26.934 106.476 34.539
201706 14.584 107.722 18.485
201709 14.178 108.020 17.921
201712 16.961 109.017 21.243
201803 21.810 110.097 27.048
201806 21.214 111.085 26.075
201809 13.315 111.135 16.359
201812 21.081 112.430 25.601
201903 21.062 112.829 25.488
201906 22.104 114.730 26.306
201909 17.530 114.905 20.831
201912 11.232 115.486 13.280
202003 18.998 116.252 22.313
202006 17.009 116.630 19.912
202009 24.889 116.397 29.196
202012 16.241 117.318 18.902
202103 23.711 117.840 27.473
202106 21.922 118.184 25.327
202109 15.325 118.262 17.693
202112 20.311 119.516 23.204
202203 24.985 120.948 28.206
202206 23.596 123.322 26.125
202209 21.221 125.298 23.125
202212 26.383 126.098 28.568
202303 22.265 126.953 23.946
202306 19.516 127.663 20.873
202309 17.132 128.151 18.253
202312 19.086 129.395 20.140
202403 17.640 130.607 18.441
202406 12.096 130.792 12.628
202409 8.520 130.361 8.924
202412 -73.670 131.432 -76.533
202503 10.500 131.948 10.865
202506 -4.870 133.241 -4.991
202509 -4.630 133.819 -4.724
202512 -73.240 135.271 -73.926
202603 7.270 136.539 7.270

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp60.51 mean?
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a E10 of Rp60.51 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors.
Is PT Bank Wooriudara Indonesia 1906 Tbk's E10 too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current E10 is Rp60.51. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's E10 compare to competitors?
PT Bank Wooriudara Indonesia 1906 Tbk's E10 of Rp60.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. PT Bank Wooriudara Indonesia 1906 Tbk's current E10 is Rp60.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp263.23, compared to a current price of Rp206.00 — trading 21.7% below its estimated fair value. The current E10 is Rp60.51. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current E10 is Rp60.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued. The current stock price of Rp206.00 is trading 21.7% below its estimated GF Value™ of Rp263.23. GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.

Key valuation signals for ISX:SDRA:

  • E10: Rp60.51
  • GF Value™: Rp263.23 vs. price of Rp206.00 (21.7% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Wooriudara Indonesia 1906 Tbk Business Description

Address Jalan Jend. Sudirman Kav 52 - 53, Treasury Tower Lantai 26, 27, & 38, District 8 SCBD Lot 28, Jakarta, IDN, 12190
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
47GF Score

Get the complete analysis for ISX:SDRA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp206.00
Price
Rp263.23
GF Value