PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Cyclically Adjusted Book per Share: Rp1,105.06 (As of Mar. 2026)


ISX:SDRA PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
47 GF Score
Price Rp206.00
GF Value Rp263.07
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share?

PT Bank Wooriudara Indonesia 1906 Tbk ISX:SDRA -1.90% 47 Cyclically Adjusted Book per Share is Rp1,105.06 as of Mar. 2026. GuruFocus rates ISX:SDRA with a GF Score™ of 47/100 and a GF Value™ of Rp263.07 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank Wooriudara Indonesia 1906 Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp882.025. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp1,105.06 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Wooriudara Indonesia 1906 Tbk's average Cyclically Adjusted Book Growth Rate was 2.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank Wooriudara Indonesia 1906 Tbk was 12.20% per year. The lowest was 6.20% per year. And the median was 10.30% per year.

As of today (2026-07-13), PT Bank Wooriudara Indonesia 1906 Tbk's current stock price is Rp206.00. PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp1,105.06. PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted PB Ratio of today is 0.19.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Wooriudara Indonesia 1906 Tbk was 1.20. The lowest was 0.19. And the median was 0.58.


PT Bank Wooriudara Indonesia 1906 Tbk  (ISX:SDRA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=206.00/1105.06
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Wooriudara Indonesia 1906 Tbk was 1.20. The lowest was 0.19. And the median was 0.58.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share Chart

PT Bank Wooriudara Indonesia 1906 Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 802.82 916.03 1,009.71 1,077.77 1,097.67

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,078.40 1,088.28 1,092.33 1,097.67 1,105.06

PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:SDRA
47GF Score
PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Wooriudara Indonesia 1906 Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=882.025/136.5387*136.5387
=882.025

Current CPI (Mar. 2026) = 136.5387.

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 757.020 103.212 1,001.456
201609 775.048 104.142 1,016.148
201612 786.479 105.222 1,020.556
201703 0.000 106.476 0.000
201706 855.414 107.722 1,084.251
201709 863.774 108.020 1,091.818
201712 878.836 109.017 1,100.702
201803 900.579 110.097 1,116.874
201806 907.528 111.085 1,115.479
201809 920.849 111.135 1,131.346
201812 962.992 112.430 1,169.490
201903 949.545 112.829 1,149.086
201906 968.474 114.730 1,152.566
201909 986.107 114.905 1,171.770
201912 998.076 115.486 1,180.023
202003 998.670 116.252 1,172.941
202006 1,003.559 116.630 1,174.868
202009 1,028.162 116.397 1,206.083
202012 1,046.339 117.318 1,217.764
202103 1,060.018 117.840 1,228.222
202106 1,082.469 118.184 1,250.584
202109 1,038.375 118.262 1,198.853
202112 1,034.629 119.516 1,181.991
202203 1,039.624 120.948 1,173.634
202206 1,061.535 123.322 1,175.298
202209 1,081.032 125.298 1,178.009
202212 1,109.910 126.098 1,201.812
202303 1,110.689 126.953 1,194.557
202306 1,132.033 127.663 1,210.738
202309 1,147.308 128.151 1,222.397
202312 1,039.216 129.395 1,096.592
202403 1,183.664 130.607 1,237.422
202406 924.793 130.792 965.429
202409 934.247 130.361 978.521
202412 799.488 131.432 830.555
202503 941.225 131.948 973.969
202506 937.575 133.241 960.783
202509 934.568 133.819 953.562
202512 722.504 135.271 729.274
202603 882.025 136.539 882.025

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp1,105.06 mean?
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a Cyclically Adjusted Book per Share of Rp1,105.06 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors.
Is PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Book per Share too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current Cyclically Adjusted Book per Share is Rp1,105.06. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Book per Share of Rp1,105.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. PT Bank Wooriudara Indonesia 1906 Tbk's current Cyclically Adjusted Book per Share is Rp1,105.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp263.07, compared to a current price of Rp206.00 — trading 21.7% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp1,105.06. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current Cyclically Adjusted Book per Share is Rp1,105.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued. The current stock price of Rp206.00 is trading 21.7% below its estimated GF Value™ of Rp263.07. GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.

Key valuation signals for ISX:SDRA:

  • Cyclically Adjusted Book per Share: Rp1,105.06
  • GF Value™: Rp263.07 vs. price of Rp206.00 (21.7% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Wooriudara Indonesia 1906 Tbk Business Description

Address Jalan Jend. Sudirman Kav 52 - 53, Treasury Tower Lantai 26, 27, & 38, District 8 SCBD Lot 28, Jakarta, IDN, 12190
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
47GF Score

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Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp206.00
Price
Rp263.07
GF Value