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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
ISX:SDRA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23 Med: 0.97 Max: 1.54
Current: 0.67
During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Wooriudara Indonesia 1906 Tbk was 1.54. The lowest was 0.23. And the median was 0.97.
ISX:SDRA's Debt-to-Equity is ranked worse than 54.96% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs ISX:SDRA: 0.67
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank Wooriudara Indonesia 1906 Tbk Debt-to-Equity Related Terms
PT Bank Wooriudara Indonesia 1906 Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Wooriudara Indonesia 1906 Tbk Debt-to-Equity Chart
PT Bank Wooriudara Indonesia 1906 Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Wooriudara Indonesia 1906 Tbk Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a Debt-to-Equity of 0.67 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. This is 31% below median its historical median of 0.97. Over the past decade, PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity has ranged from 0.23 to 1.54. According to the industry distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #775 out of 1410 companies in the Banks industry, placing it in the top 55%.
Is PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current Debt-to-Equity of 0.67 is 31% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.54. The Banks industry median Debt-to-Equity is 0.58. PT Bank Wooriudara Indonesia 1906 Tbk's value of 0.67 is 15.5% above this industry median. Based on the distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #775 out of 1410 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #775 out of 1410 companies for Debt-to-Equity. This places PT Bank Wooriudara Indonesia 1906 Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.58. PT Bank Wooriudara Indonesia 1906 Tbk's value of 0.67 is 15.5% above this benchmark. Historically, PT Bank Wooriudara Indonesia 1906 Tbk's own Debt-to-Equity has ranged from 0.23 to 1.54 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.58, PT Bank Wooriudara Indonesia 1906 Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Wooriudara Indonesia 1906 Tbk's current Debt-to-Equity of 0.67 is 15.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Wooriudara Indonesia 1906 Tbk's current Debt-to-Equity is 0.67, which is 31% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp267.77, compared to a current price of Rp214.00 — trading 20.1% below its estimated fair value. The current Debt-to-Equity is 0.67, which is 31% below median its 10-year median of 0.97 and 15.5% above the Banks industry median of 0.58. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current Debt-to-Equity is 0.67 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued.
The current stock price of Rp214.00 is trading 20.1% below its estimated GF Value™ of Rp267.77.
GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.
Key valuation signals for ISX:SDRA:
Debt-to-Equity: 0.67 (31% below median its 10-year median of 0.97)
GF Value™: Rp267.77 vs. price of Rp214.00 (20.1% below fair value)
Industry Position: 15.5% above the Banks median (#775 of 1410)
No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
49GF Score
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