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The historical rank and industry rank for PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity or its related term are showing as below:
ISX:SDRA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -10.65 Med: 10.11 Max: 12.83
Current: -9.68
During the past 13 years, PT Bank Wooriudara Indonesia 1906 Tbk's highest Return-on-Tangible-Equity was 12.83%. The lowest was -10.65%. And the median was 10.11%.
ISX:SDRA's Return-on-Tangible-Equity is ranked worse than 98.16% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs ISX:SDRA: -9.68
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
PT Bank Wooriudara Indonesia 1906 Tbk Return-on-Tangible-Equity Related Terms
PT Bank Wooriudara Indonesia 1906 Tbk Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Wooriudara Indonesia 1906 Tbk Return-on-Tangible-Equity Chart
PT Bank Wooriudara Indonesia 1906 Tbk Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Wooriudara Indonesia 1906 Tbk Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.08% mean?
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a Return-on-Tangible-Equity of 4.08% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. This is 60% below median its historical median of 10.11. According to the industry distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #1495 out of 1523 companies in the Banks industry, placing it in the top 98.2%.
Is PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current Return-on-Tangible-Equity of 4.08% is 60% below median its 10-year median of 10.11. The Banks industry median Return-on-Tangible-Equity is 11.23. PT Bank Wooriudara Indonesia 1906 Tbk's value of 4.08% is 63.7% below this industry median. Based on the distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #1495 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Wooriudara Indonesia 1906 Tbk ranks #1495 out of 1523 companies for Return-on-Tangible-Equity. This places PT Bank Wooriudara Indonesia 1906 Tbk in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.23. PT Bank Wooriudara Indonesia 1906 Tbk's value of 4.08% is 63.7% below this benchmark. While the company's 10-year median is 10.11 vs. the industry median of 11.23, PT Bank Wooriudara Indonesia 1906 Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Wooriudara Indonesia 1906 Tbk's current Return-on-Tangible-Equity of 4.08% is 63.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Wooriudara Indonesia 1906 Tbk's current Return-on-Tangible-Equity is 4.08%, which is 60% below median its own 10-year median of 10.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp262.46, compared to a current price of Rp212.00 — trading 19.2% below its estimated fair value. The current Return-on-Tangible-Equity is 4.08%, which is 60% below median its 10-year median of 10.11 and 63.7% below the Banks industry median of 11.23. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current Return-on-Tangible-Equity is 4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued.
The current stock price of Rp212.00 is trading 19.2% below its estimated GF Value™ of Rp262.46.
GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.
Key valuation signals for ISX:SDRA:
Return-on-Tangible-Equity: 4.08% (60% below median its 10-year median of 10.11)
GF Value™: Rp262.46 vs. price of Rp212.00 (19.2% below fair value)
Industry Position: 63.7% below the Banks median (#1495 of 1523)
No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Wooriudara Indonesia 1906 Tbk Business Description
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
51GF Score
Get the complete analysis for ISX:SDRA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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