PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Cyclically Adjusted FCF per Share: Rp-139.26 (As of Mar. 2026)

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ISX:SDRA PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
47 GF Score
Price Rp208.00
GF Value Rp261.24
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share?

PT Bank Wooriudara Indonesia 1906 Tbk ISX:SDRA 47 Cyclically Adjusted FCF per Share is Rp-139.26 as of Mar. 2026. GuruFocus rates ISX:SDRA with a GF Score™ of 47/100 and a GF Value™ of Rp261.24 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Wooriudara Indonesia 1906 Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp15.460. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp-139.26 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Wooriudara Indonesia 1906 Tbk was 16.60% per year. The lowest was -5.50% per year. And the median was 9.00% per year.

As of today (2026-07-25), PT Bank Wooriudara Indonesia 1906 Tbk's current stock price is Rp208.00. PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp-139.26. PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Price-to-FCF of today is .


PT Bank Wooriudara Indonesia 1906 Tbk  (ISX:SDRA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Wooriudara Indonesia 1906 Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -112.18 -144.36 -97.70 -131.77 -108.71

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -122.31 -86.51 -80.74 -108.71 -139.26

PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:SDRA
47GF Score
PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Wooriudara Indonesia 1906 Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Wooriudara Indonesia 1906 Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.46/136.5387*136.5387
=15.460

Current CPI (Mar. 2026) = 136.5387.

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -290.046 103.212 -383.699
201609 1.098 104.142 1.440
201612 -130.062 105.222 -168.772
201703 234.989 106.476 301.337
201706 -79.450 107.722 -100.704
201709 58.246 108.020 73.623
201712 -135.662 109.017 -169.910
201803 6.291 110.097 7.802
201806 -383.206 111.085 -471.014
201809 -73.663 111.135 -90.502
201812 -127.135 112.430 -154.397
201903 98.546 112.829 119.255
201906 -62.732 114.730 -74.656
201909 181.910 114.905 216.160
201912 -269.865 115.486 -319.061
202003 -419.871 116.252 -493.140
202006 -86.301 116.630 -101.033
202009 -50.103 116.397 -58.773
202012 -148.416 117.318 -172.731
202103 238.925 117.840 276.838
202106 125.687 118.184 145.207
202109 -21.774 118.262 -25.139
202112 74.699 119.516 85.338
202203 275.259 120.948 310.741
202206 -293.358 123.322 -324.797
202209 -159.750 125.298 -174.081
202212 158.023 126.098 171.107
202303 -157.606 126.953 -169.507
202306 130.469 127.663 139.540
202309 -9.817 128.151 -10.460
202312 0.869 129.395 0.917
202403 -124.908 130.607 -130.581
202406 24.254 130.792 25.320
202409 -4.348 130.361 -4.554
202412 -66.395 131.432 -68.975
202503 -27.873 131.948 -28.843
202506 -35.545 133.241 -36.425
202509 191.300 133.819 195.188
202512 251.548 135.271 253.905
202603 15.460 136.539 15.460

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp-139.26 mean?
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a Cyclically Adjusted FCF per Share of Rp-139.26 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors.
Is PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current Cyclically Adjusted FCF per Share is Rp-139.26. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Wooriudara Indonesia 1906 Tbk's Cyclically Adjusted FCF per Share of Rp-139.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. PT Bank Wooriudara Indonesia 1906 Tbk's current Cyclically Adjusted FCF per Share is Rp-139.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp261.24, compared to a current price of Rp208.00 — trading 20.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp-139.26. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current Cyclically Adjusted FCF per Share is Rp-139.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued. The current stock price of Rp208.00 is trading 20.4% below its estimated GF Value™ of Rp261.24. GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.

Key valuation signals for ISX:SDRA:

  • Cyclically Adjusted FCF per Share: Rp-139.26
  • GF Value™: Rp261.24 vs. price of Rp208.00 (20.4% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Wooriudara Indonesia 1906 Tbk Business Description

Address Jalan Jend. Sudirman Kav 52 - 53, Treasury Tower Lantai 26, 27, & 38, District 8 SCBD Lot 28, Jakarta, IDN, 12190
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
47GF Score

Get the complete analysis for ISX:SDRA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp208.00
Price
Rp261.24
GF Value