PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) LT-Debt-to-Total-Asset: 0.14 (As of Mar. 2026)


ISX:SDRA PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
47 GF Score
Price Rp206.00
GF Value Rp263.23
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Wooriudara Indonesia 1906 Tbk LT-Debt-to-Total-Asset?

PT Bank Wooriudara Indonesia 1906 Tbk ISX:SDRA -1.90% 47 LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus rates ISX:SDRA with a GF Score™ of 47/100 and a GF Value™ of Rp263.23 (Modestly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PT Bank Wooriudara Indonesia 1906 Tbk's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.14.

PT Bank Wooriudara Indonesia 1906 Tbk's long-term debt to total assets ratio declined from Mar. 2025 (0.19) to Mar. 2026 (0.14). It may suggest that PT Bank Wooriudara Indonesia 1906 Tbk is progressively becoming less dependent on debt to grow their business.

PT Bank Wooriudara Indonesia 1906 Tbk  (ISX:SDRA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PT Bank Wooriudara Indonesia 1906 Tbk LT-Debt-to-Total-Asset Related Terms

PT Bank Wooriudara Indonesia 1906 Tbk LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for PT Bank Wooriudara Indonesia 1906 Tbk's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Wooriudara Indonesia 1906 Tbk LT-Debt-to-Total-Asset Chart

PT Bank Wooriudara Indonesia 1906 Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.23 0.22 0.20 0.19

PT Bank Wooriudara Indonesia 1906 Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.22 0.20 0.19 0.14
ISX:SDRA
47GF Score
PT Bank Woori Saudara Indonesia 1906 Tbk ISX:SDRA
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Wooriudara Indonesia 1906 Tbk LT-Debt-to-Total-Asset Calculation

PT Bank Wooriudara Indonesia 1906 Tbk's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=10952789/56884748
=0.19

PT Bank Wooriudara Indonesia 1906 Tbk's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=7461906/54188403
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.14 mean?
PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) has a LT-Debt-to-Total-Asset of 0.14 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors.
Is PT Bank Wooriudara Indonesia 1906 Tbk's LT-Debt-to-Total-Asset too high?
PT Bank Wooriudara Indonesia 1906 Tbk's current LT-Debt-to-Total-Asset is 0.14. Overall, PT Bank Wooriudara Indonesia 1906 Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Wooriudara Indonesia 1906 Tbk's LT-Debt-to-Total-Asset compare to competitors?
PT Bank Wooriudara Indonesia 1906 Tbk's LT-Debt-to-Total-Asset of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PT Bank Wooriudara Indonesia 1906 Tbk and its competitors. PT Bank Wooriudara Indonesia 1906 Tbk's current LT-Debt-to-Total-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Wooriudara Indonesia 1906 Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp263.23, compared to a current price of Rp206.00 — trading 21.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.14. PT Bank Wooriudara Indonesia 1906 Tbk's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA), the current LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Wooriudara Indonesia 1906 Tbk (ISX:SDRA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Wooriudara Indonesia 1906 Tbk stock appears to be undervalued. The current stock price of Rp206.00 is trading 21.7% below its estimated GF Value™ of Rp263.23. GuruFocus considers PT Bank Wooriudara Indonesia 1906 Tbk to be Modestly Undervalued.

Key valuation signals for ISX:SDRA:

  • LT-Debt-to-Total-Asset: 0.14
  • GF Value™: Rp263.23 vs. price of Rp206.00 (21.7% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the ISX:SDRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Wooriudara Indonesia 1906 Tbk Business Description

Address Jalan Jend. Sudirman Kav 52 - 53, Treasury Tower Lantai 26, 27, & 38, District 8 SCBD Lot 28, Jakarta, IDN, 12190
PT Bank Woori Saudara Indonesia 1906 Tbk is a financial institution engaged in providing commercial banking products and services. The bank has six reportable segments which are; Pensioner includes loans disbursed to pensioner's debtor; Employee which includes loans disbursed to government and private employees; Commercial includes loans disbursed to commercial debtors such as cooperation, multi finance and others; Treasury undertakes the treasury activities which include money market and investment in placements and securities; Funding undertakes the bank's funding activities which include third party fund, bonds and others; Other segment includes activities such as back-office processes, etc. The company generates the majority of its revenue from commercial segment.
47GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp206.00
Price
Rp263.23
GF Value